This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 4-bathroom house of 282 m², built in 2012, energy rating C. Located Quarteira parish, Loulé municipality, Faro district. Noteworthy Features: This property features a private rooftop terrace with unobstructed views of the coastal landscape and easy access to landscaped gardens and pools directly from the ground floor terrace.
The valuation. The asking price of €940,000 is significantly above the fair value of €720,667, representing an overpricing of €219,333 (30.4%). This property is not a sound investment based on this valuation. Buy-to-flip angle. The buy-to-flip strategy would rely on a renovation and quick resale, but given its current state, the potential profit may be limited due to the high initial cost. A careful assessment of local demand is essential to avoid losses. Buy-to-let angle. Renting out as a vacation home could yield a gross rental income of approximately €4,152/month, equating to a 5.3% gross yield. The property’s high-quality features could attract premium tenants in the desirable Algarve region.
Fair value modelled at €720,667 from 5 comparable sales in the area. Asking €940,000 sits €219,333 (30.4%) above — overpriced versus fair value.
Asking €940,000 versus the Quarteira, Loulé, Faro area baseline of €717,734 (€2,545/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price below the wider parish average — a hyper-local discount distinct from the parish baseline.
Base gap of €717,734, adjusted for condition and micro-location, gives a modelled fair value of €720,667 (€2,556/m²), a €219,333 (30.4%) gap versus the €940,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Quarteira · 3df3f3 | Subject | €940,000 | €3,333 | — | 78 | 64 |
| avenida Vilamoura XXI | Active | €685,000 | €2,537 | 23.9% | 78 | 61 |
| avenida Vilamoura XXI | Active | €690,000 | €2,556 | 23.3% | 75 | 71 |
| Quarteira · dee620 | Active | €825,000 | €2,554 | 23.4% | 75 | 69 |
| Quarteira · d7498e | Active | €895,000 | €2,656 | 20.3% | 75 | 72 |
| Median comp | €757,500 | €2,555 | 23.4% | 75 | 70 |
Short-term vacation rental The property presents a 30.4% gap against its fair value, indicating it is overpriced for a short-term vacation rental strategy. Additionally, a gross yield of 5.3% does not sufficiently compensate for the elevated acquisition cost, limiting potential profitability. Buy-and-hold With a fair value significantly lower than the asking price, the property does not justify a buy-and-hold strategy under current market conditions, being overpriced at €940,000. The low neighborhood rating of 64/100 raises concerns about long-term appreciation potential in this investment. Family rental The property is overpriced against its fair value, which diminishes the attractiveness as a family rental option given the current €940,000 ask. Furthermore, with a condition score of 80/100, the necessary ongoing maintenance costs could erode yield potential even further in this market environment.
Economic and Tenant Instability Risk Both the economic stability and tenant stability scores are at 60/100, indicating a moderate risk of fluctuations in rental income and potential vacancies.
Contributions are public and shown with the author's name and role. Links posted by users are not endorsed by Private Markets.
Log in to continue
Please log in or create an account to access this page.
No posts yet for this property.
Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
Log in to buy the report or use a credit
