This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 91 m² on the 2nd floor, built in 2018, energy rating A. Located on rua Mário Sotto Mayor Cardia, Loures parish, Loures municipality, Lisbon district. This apartment includes two parking spaces and a versatile 20m² attic storage room that can serve multiple purposes, enhancing overall convenience and lifestyle quality.
The valuation. The asking price of €420,000 is significantly above the fair value of €362,505, representing an overpricing of €57,495 (15.9%). This indicates that the property is not an appealing investment based on current valuations.
Fair value modelled at €362,505 from 6 comparable sales in the area. Asking €420,000 sits €57,495 (15.9%) above — overpriced versus fair value.
Asking €420,000 versus the rua Mário Sotto Mayor Cardia area baseline of €362,350 (€3,982/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price below the wider parish average — a hyper-local discount distinct from the parish baseline.
Base gap of €362,350, adjusted for condition and micro-location, gives a modelled fair value of €362,505 (€3,984/m²), a €57,495 (15.9%) gap versus the €420,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Mário Sotto Mayor Cardia | Subject | €420,000 | €4,615 | — | 72 | 75 |
| urbanização Casal do Covão | Active | €420,000 | €4,516 | 2.2% | 75 | 73 |
| rua José Leiria Fernandes | Active | €658,000 | €4,012 | 13.1% | 75 | 71 |
| Loures · 956ef3 | Active | €535,000 | €4,053 | 12.2% | 75 | 79 |
| Loures · 6a954e | Active | €359,900 | €3,955 | 14.3% | 70 | 66 |
| Median comp | €477,500 | €4,033 | 12.6% | 75 | 72 |
Long-term rental The current pricing of €420,000 reflects a 15.9% premium over the fair value of €362,505, indicating that this property is overpriced. With a gross yield of only 2.3%, it may not meet the long-term rental return expectations in a suburban area with average amenities and tenant quality. Buy-and-hold At a listing price that exceeds its fair value by 15.9%, this property is overpriced, which could limit long-term capital appreciation potential. The overall condition rating of 76/100 and neighborhood score of 75/100 suggest only moderate attractiveness for a buy-and-hold strategy in the current market. Family rental The property’s current price is above fair value by 15.9%, labeling it as overpriced and potentially reducing rental demand among families looking for affordability. Despite suburban amenities suitable for families, the 2.3% yield indicates that the investment may not provide the desired financial returns in this segment.
Potential Economic Downturn The property faces a risk due to its moderate economic stability score of 75, which may lead to reduced demand for rentals and lower tenant retention rates if economic conditions worsen.
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