This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 124 m², built in 1998, energy rating F. Located on rua de Oscar Monteiro Torres, 31, Rio de Mouro parish, Sintra municipality, Lisbon district. Noteworthy Features: This apartment includes a spacious glazed living room that maximizes natural light exposure throughout the day, enhancing the overall ambiance. Additional Context: The property features a suite for increased comfort and privacy.
The valuation. The asking price of €359,000 sits €17,614 (4.7%) below the calculated fair value of €376,614, making this property fairly valued. Buy-to-flip angle. Given the apartment's condition score of 76/100, minor cosmetic upgrades may yield a profitable resale strategy in the short term. Buy-to-let angle. With an estimated gross yield of 4.3%, generating approximately €1,286 per month positions this apartment as an attractive buy-to-let investment, especially in a suburban neighborhood.
Fair value modelled at €376,614 from 6 comparable sales in the area. Asking €359,000 sits €17,614 (4.7%) below — the upside to fair value.
Asking €359,000 versus the rua de Oscar Monteiro Torres, 31 area baseline of €307,027 (€2,476/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €307,027, adjusted for condition and micro-location, gives a modelled fair value of €376,614 (€3,037/m²), a €17,614 (4.7%) gap versus the €359,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua de Oscar Monteiro Torres, 31 | Subject | €359,000 | €2,895 | — | 70 | 75 |
| rua Carlos Charbel | Active | €348,000 | €3,135 | 8.3% | 72 | 73 |
| rua Pedro de Cintra | Active | €320,000 | €3,019 | 4.3% | 75 | 73 |
| Rio de Mouro · 96c5cc | Active | €275,000 | €3,056 | 5.5% | — | 70 |
| rua João Maria Magalhães Ferraz, 28 | Active | €295,000 | €2,731 | 5.7% | 70 | 72 |
| Median comp | €307,500 | €3,038 | 4.9% | 72 | 73 |
Long-term rental Given its location in Rio de Mouro and a gross yield of 4.3%, the property presents a fair investment opportunity for long-term rental. The condition rating of 76/100 indicates that while there may be some minor updates needed, it is generally well-maintained and suitable for stable tenants. Family rental This 3-bed apartment is ideally positioned for family rentals, with a neighbourhood score of 75/100 highlighting access to schools and amenities. The fair valuation implies that the rental income can adequately cover costs and provide steady returns over time without the risks associated with market fluctuations. Buy-and-hold The property’s alignment with fair value at €359,000 versus the calculated fair value of €376,614 makes it an acceptable buy-and-hold opportunity in the current market. With proximity to Lisbon and its suburban appeal, the property is likely to appreciate steadily, benefiting long-term investors while minimizing volatility risks. Not ideal for short-term vacation rental Due to the property's suburban location, it is not well-suited for short-term vacation rentals, limiting its appeal in that segment. Additionally, the current fair valuation does not support the aggressive profit margins often targeted in short-term rentals. Not ideal for luxury market This property does not cater to the luxury market given its pricing and location characteristics, making it less attractive for high-end buyers or investors. The fair valuation suggests that its potential lies within more modest investment strategies rather than luxury real estate. Not ideal for student housing The demographics and quality of the neighbourhood do not align well with the needs of student housing, which may see fluctuations in demand. As a result, the fair valuation indicates that pursuing student housing in this area may not yield sufficient returns compared to other strategies.
Economic downturn risk With an economic stability score of 80/100, there is a risk that fluctuations in the economy could adversely affect rental income and property value, especially if tenant stability decreases from the current score of 70/100.
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