This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
5-bedroom, 2-bathroom house of 254 m². Located Santiago do Cacém, Santa Cruz e São Bartolomeu da Serra parish, Santiago do Cacém municipality, Setúbal district. Noteworthy Features: The property includes independent entrances for each floor, enhancing privacy and accessibility, while its location in the historic center offers cultural and commercial benefits. Valuation Verdict: High potential for rental income.**
The valuation. The asking price of €490,000 sits significantly below the fair value of €788,040, presenting an opportunity as the property is underpriced by €298,040 (37.8%). Buy-to-flip angle. A buy-to-flip strategy could involve updating the dated features and enhancing the property's appeal, aiming for a quick resale at a profit above the current listing price. Buy-to-let angle. With an estimated rental income of €2,654 per month, this property offers a gross yield of 6.5%, making it an attractive option for long-term rental in a rural setting.
Fair value modelled at €788,040 from 6 comparable sales in the area. Asking €490,000 sits €298,040 (37.8%) below — the upside to fair value.
Asking €490,000 versus the Santiago do Cacém, Santa Cruz e São Bartolomeu da Serra, Santiago do Cacém, Setúbal area baseline of €745,755 (€2,936/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 45/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €745,755, adjusted for condition and micro-location, gives a modelled fair value of €788,040 (€3,103/m²), a €298,040 (37.8%) gap versus the €490,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santiago do Cacém, Santa Cruz e São Bartolomeu da Serra · efdcbd | Subject | €490,000 | €1,929 | — | 42 | 50 |
| Santiago do Cacém, Santa Cruz e São Bartolomeu da Serra · 4bbd48 | Active | €325,000 | €1,048 | 45.7% | — | 43 |
| Santiago do Cacém, Santa Cruz e São Bartolomeu da Serra · 8ee74c | Active | €349,000 | €1,950 | 1.1% | 70 | 55 |
| Santiago do Cacém, Santa Cruz e São Bartolomeu da Serra · 90d942 | Active | €350,000 | €1,707 | 11.5% | 69 | 49 |
| Santiago do Cacém, Santa Cruz e São Bartolomeu da Serra · 5ecf4a | Active | €985,000 | €7,519 | 289.8% | — | 44 |
| Median comp | €349,500 | €1,829 | 5.2% | 70 | 47 |
Long-term rental The property offers a compelling long-term rental opportunity with a gross yield of 6.5%, effectively capitalizing on the price gap of 37.8% to its fair value. Given the rural setting, steady demand from locals can enhance rental income stability. Buy-and-hold With an assessed fair value of €788,040, this property is positioned well for a buy-and-hold strategy, allowing investors to benefit from capital appreciation as the market corrects. The current undervaluation presents an opportunity to capitalize on the potential growth in this agricultural area. Family rental The spacious 5-bedroom layout makes this property ideal for family rentals, which can attract larger households in a rural environment. Its current price below fair value enhances the profitability potential for long-term family tenants seeking stability in housing. Not ideal for short-term vacation rental Given the primarily agricultural focus of the area, this property is unlikely to generate significant short-term vacation rental appeal, reducing its potential for quick returns. The investment does not align with market demand typically favored by tourists seeking rural experiences. Not ideal for student housing The limited economic activity in Santiago do Cacém makes it an unsuitable market for student housing, as there are few higher education institutions nearby. This lack of demand would hinder occupancy rates and rental income potential for such a strategy. Not ideal for luxury market Focusing on the luxury market is ill-advised due to the rural nature of the location and the property’s condition rating of 45/100. The local economy’s agricultural emphasis does not support high-end market values, limiting buyer interest in premium amenities or pricing.
Economic Vulnerability The property is at risk due to a low economic stability score of 40/100, indicating potential vulnerability to economic downturns that may affect tenant retention and rental income.
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