This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 357 m², built in 2014, energy rating D. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: The property boasts custom design elements throughout, along with expansive terraces that maximize the stunning panoramic views of the surrounding countryside and hills.
The valuation. The asking price of €1,950,000 is below the fair value of €2,217,038, representing a difference of €267,038 (12.0%). Verdict: underpriced. Buy-to-flip angle. The potential resale strategy involves renovating to enhance appeal, with an eye on returning it to market at a higher price, capitalizing on the attractive Algarve area. Buy-to-let angle. Aiming for a gross yield of 3.1%, the estimated rental income of €5,038/month positions this property as an attractive long-term rental, particularly appealing for vacationers drawn to the Algarve.
Fair value modelled at €2,217,038 from 5 comparable sales in the area. Asking €1,950,000 sits €267,038 (12.0%) below — the upside to fair value.
Asking €1,950,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €1,918,008 (€5,373/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €1,918,008, adjusted for condition and micro-location, gives a modelled fair value of €2,217,038 (€6,210/m²), a €267,038 (12.0%) gap versus the €1,950,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · f10c1c | Subject | €1,950,000 | €5,462 | — | 85 | 68 |
| Loulé (São Clemente) · 911382 | Active | €1,950,000 | €6,210 | 13.7% | 75 | 53 |
| Santa Bárbara de Nexe · 4b99cc | Active | €995,000 | €5,293 | 3.1% | 75 | 69 |
| Santa Bárbara de Nexe · 9116b5 | Active | €1,499,000 | €8,517 | 55.9% | 82 | 63 |
| Loulé (São Clemente) · 4d4489 | Active | €1,750,000 | €6,757 | 23.7% | 78 | 64 |
| Median comp | €1,624,500 | €6,484 | 18.7% | 77 | 64 |
Short-term vacation rental The property in Loulé presents a strong opportunity for short-term vacation rentals, with a fair value indicating a potential upside of 12.0% from the listing price. The location in a popular tourist destination in the Algarve contributes to a healthy gross yield of 3.1%, appealing to vacationers throughout the year. Long-term rental With its reasonable listing price relative to a fair value that exceeds it, this 4-bed house has the potential to serve well as a long-term rental investment. Considering the condition of 85/100, it is well-suited to attract quality tenants seeking a comfortable living environment. Buy-and-hold The promising fair value suggests that this property is a sound buy-and-hold investment in Loulé, where appreciation is likely due to the area's desirable location. The favorable rental market dynamics, alongside an existing yield of 3.1%, provide a solid foundation for long-term capital growth and rental income. Not ideal for student housing While the property offers various investment opportunities, it is not ideally suited for student housing due to the housing market dynamics in Loulé. The neighborhood’s overall appeal and tenant quality might not align with the needs of the student demographic. Not ideal for luxury market This home does not represent a fit for the luxury market segment, as its valuation and neighborhood rating do not align with high-end expectations. The overall appeal and condition may not attract luxury buyers at the desired price point. Not ideal for industrial use The residential nature of this property makes it unsuitable for industrial use, as zoning and market demand within Loulé favor residential activity. There's no clear path to transforming this asset into an industrial venture, limiting its versatility in that regard.
Economic Volatility Risk The economic stability score of 65/100 indicates potential fluctuations in the local economy that could negatively impact tenant retention and property value.
Contributions are public and shown with the author's name and role. Links posted by users are not endorsed by Private Markets.
Log in to continue
Please log in or create an account to access this page.
No posts yet for this property.
Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
Log in to buy the report or use a credit
