This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 121 m² on the 5th floor, built in 2007, energy rating C. Located on rua Jose Duarte, 31, Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: This apartment boasts dual orientation that maximizes natural light and offers unobstructed views, enhancing its appeal in the quiet Betunes area of Loulé.
The valuation. The asking price of €300,000 is significantly below the fair value of €364,681, representing an opportunity with a discount of €64,681 (17.7%). This positions the property as a strong investment choice. Buy-to-flip angle. The buy-to-flip strategy focuses on enhancing the apartment’s appeal through cosmetic upgrades, leveraging its high-quality cabinetry and modern fixtures to attract buyers seeking vacation homes, thus maximizing resale profit. Buy-to-let angle. With an estimated rental income of €1,050 per month, this property offers a gross yield of 4.2%. The market for short-term vacation rentals is favorable due to the apartment's proximity to Algarve's beaches.
Fair value modelled at €364,681 from 6 comparable sales in the area. Asking €300,000 sits €64,681 (17.7%) below — the upside to fair value.
Asking €300,000 versus the rua Jose Duarte, 31 area baseline of €287,490 (€2,376/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €287,490, adjusted for condition and micro-location, gives a modelled fair value of €364,681 (€3,014/m²), a €64,681 (17.7%) gap versus the €300,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Jose Duarte, 31 | Subject | €300,000 | €2,479 | — | 74 | 71 |
| Loulé (São Clemente) · f46d17 | Active | €330,000 | €2,260 | 8.8% | 78 | 70 |
| rua Joaquim António Pires, 17 | Active | €305,000 | €2,798 | 12.9% | 74 | 54 |
| Loulé (São Clemente) · 87501d | Active | €420,000 | €3,111 | 25.5% | 76 | 62 |
| rua Ascensão Guimarães, 149 | Active | €290,000 | €3,333 | 34.4% | 85 | 64 |
| Median comp | €317,500 | €2,955 | 19.2% | 77 | 63 |
Short-term vacation rental The property, with its proximity to Algarve's beaches and a strong tourism market, is well positioned for a short-term vacation rental strategy. Given its fair value of €364,681 against a listing price of €300,000, an investor can expect a profitable yield of 4.2% gross. Buy-and-hold This property stands out as a solid buy-and-hold opportunity due to its underpriced nature and the robust local rental market driven by tourism. The potential for appreciation is significant, with a gap of 17.7% to fair value, making it an attractive long-term investment. Family rental The spacious 121m² layout and decent condition rating of 77/100 make this apartment suitable for family rentals, even in a neighborhood with a quality score of 71/100. With the tourism-reliant economy, a family rental strategy can provide stable occupancy rates while waiting for the property to appreciate closer to its fair value.
Economic Vulnerability Given the economic stability score of 60/100, there is a heightened risk of local economic downturns affecting rental income and property values.
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