This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 110 m², energy rating C. Located Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) parish, Setúbal municipality, Setúbal district. The property features a serene terrace with privacy for outdoor relaxation and a spacious storage room, ideal for keeping belongings organized.
The valuation. The asking price of €399,000 sits significantly below the fair value of €538,912, indicating an underpriced opportunity by €139,912 (26.0%). This property offers strong potential for value appreciation. Buy-to-flip angle. A buy-to-flip strategy could capitalize on the current disparity between asking price and market value, enabling a profitable resale after minor enhancements, particularly given the high-quality finishes already present. Buy-to-let angle. The estimated rental income of €1,430 per month provides a gross yield of 4.3%, making it an attractive buy-and-hold investment for family rentals in this peripheral area of Setúbal.
Fair value modelled at €538,912 from 6 comparable sales in the area. Asking €399,000 sits €139,912 (26.0%) below — the upside to fair value.
Asking €399,000 versus the Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça), Setúbal, Setúbal area baseline of €451,091 (€4,101/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €451,091, adjusted for condition and micro-location, gives a modelled fair value of €538,912 (€4,899/m²), a €139,912 (26.0%) gap versus the €399,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · ec1a39 | Subject | €399,000 | €3,627 | — | 75 | 49 |
| Setúbal (São Sebastião) · 38b7b6 | Active | €450,000 | €4,167 | 14.9% | 80 | 52 |
| rua D | Active | €365,000 | €5,703 | 57.2% | 80 | 55 |
| rua D | Active | €340,000 | €5,313 | 46.5% | 80 | 43 |
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · 93871d | Active | €385,000 | €7,130 | 96.6% | 78 | 46 |
| Median comp | €375,000 | €5,508 | 51.8% | 80 | 49 |
Buy-and-hold The property is currently priced at €399,000, which is notably 26.0% below its fair value of €538,912. With a gross yield of 4.3% and a solid condition rating of 80/100, this asset presents a compelling buy-and-hold opportunity in a less urbanized area of Setúbal. Family rental Given its competitive pricing relative to fair market value and a decent gross yield of 4.3%, this 3-bedroom house can serve as an attractive option for family rentals. The neighborhood's rating of 49/100 suggests room for growth, making this property a strategic choice for family-oriented tenants seeking longer-term accommodation.
Economic Decline Risk With an economic stability score of 45/100 and a tenant stability score of 50/100, there is a significant risk that the property may face declining demand, potentially leading to lower rental income and higher vacancy rates.
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