This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 217 m², built in 2004, energy rating C. Located on rua da Estefanilha, Setúbal (São Sebastião) parish, Setúbal municipality, Setúbal district. This property boasts a sheltered location within the condominium, ensuring privacy while offering a direct view and easy access to the communal swimming pool and gym facilities.
The valuation. The asking price of €449,000 sits €81,025 below the fair value of €530,025, representing a discount of 15.3%. This property is attractive for investors seeking underpriced opportunities in the Setúbal area.
Fair value modelled at €530,025 from 6 comparable sales in the area. Asking €449,000 sits €81,025 (15.3%) below — the upside to fair value.
Asking €449,000 versus the rua da Estefanilha area baseline of €373,473 (€1,721/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €373,473, adjusted for condition and micro-location, gives a modelled fair value of €530,025 (€2,443/m²), a €81,025 (15.3%) gap versus the €449,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Estefanilha | Subject | €449,000 | €2,069 | — | 78 | 58 |
| Gâmbia-Pontes-Alto da Guerra · dbd4b6 | Active | €675,000 | €2,547 | 23.1% | 74 | 45 |
| beco do Girassol S / N | Active | €575,000 | €2,396 | 15.8% | 75 | 54 |
| beco do Girassol | Active | €575,000 | €2,396 | 15.8% | 72 | 51 |
| Gâmbia-Pontes-Alto da Guerra · 90d881 | Active | €595,000 | €2,479 | 19.8% | 68 | 51 |
| Median comp | €585,000 | €2,438 | 17.8% | 73 | 51 |
Long-term rental The property in Setúbal offers a compelling long-term rental opportunity with a gross yield of 4.7%, making it an attractive addition to any rental portfolio. With a fair value assessment indicating potential for price appreciation, this listing stands out in a suburban neighborhood with moderate demand and good rental prospects. Buy-and-hold Investors seeking a buy-and-hold strategy can look favorably upon this property, as its fair value is significantly higher than the listing price, indicating a solid investment opportunity. The 4.7% gross yield coupled with a respectable condition score of 80 out of 100 further enhances its potential for long-term value retention. Family rental This 3-bedroom house is well-suited for a family rental strategy, given its reasonable price point and adequacy in space for family living in a suburban setting. Despite a moderate neighborhood quality score, the property remains attractive for families seeking affordable housing options, aligning well with local economic activities and amenities.
Economic Vulnerability The combined scores of 55/100 for economic stability and 60/100 for tenant stability suggest a heightened risk of financial instability affecting rental income and property value.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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