This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 108 m² on the 2nd floor, built in 1993, energy rating C. Located on rua do Serradinho, 1, Loulé (São Sebastião) parish, Loulé municipality, Faro district. Noteworthy Features: This apartment includes a private terrace ideal for outdoor leisure and is equipped with efficient windows featuring electric shutters for enhanced thermal insulation and privacy.
The valuation. The asking price of €320,000 is just €5,000 (1.6%) above the fair value of €315,000, which indicates that the property is priced at a fair market level. This positioning may appeal to investors looking for solid returns without overextending their budgets.
Fair value modelled at €315,000 from 6 comparable sales in the area. Asking €320,000 sits €5,000 (1.6%) above — overpriced versus fair value.
Asking €320,000 versus the rua do Serradinho, 1 area baseline of €230,023 (€2,130/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €230,023, adjusted for condition and micro-location, gives a modelled fair value of €315,000 (€2,917/m²), a €5,000 (1.6%) gap versus the €320,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua do Serradinho, 1 | Subject | €320,000 | €2,963 | — | 75 | 73 |
| rua Engenheiro Duarte Pacheco, 28 | Active | €350,000 | €2,917 | 1.6% | 70 | 71 |
| rua Jose Duarte, 31 | Active | €300,000 | €2,479 | 16.3% | 74 | 71 |
| rua do Ribeiro da Graça, 10 | Active | €350,000 | €2,917 | 1.6% | 75 | 66 |
| Loulé (São Clemente) · f46d17 | Active | €330,000 | €2,260 | 23.7% | 78 | 70 |
| Median comp | €340,000 | €2,698 | 8.9% | 75 | 71 |
Short-term vacation rental This property, valued fairly at €315,000, supports a gross yield of 4.2% which aligns well with the popular tourist destination of the Algarve. Its proximity to beaches enhances its appeal for short-term rentals, although the current pricing indicates it is at fair value rather than a discount. Long-term rental With a condition rating of 77/100 and a neighborhood score of 73/100, this apartment presents reasonable quality for long-term tenants looking for accommodation in Loulé. The fair price of €320,000 suggests that while the investment could generate consistent rental income, it's not an opportunity priced below market value. Buy-and-hold Given its strategic location and fair valuation, this property stands as a stable buy-and-hold investment, likely to retain value in the desirable Algarve market over time. Investors can expect moderate appreciation given the ongoing demand for housing in tourist-driven areas, even though the current listing does not suggest it is undervalued. Not ideal for student housing The characteristics of this apartment, including its current fair valuation and neighborhood ratings, make it less suitable for a student housing focus. The economic and housing dynamics do not align with typical student rental demand which often requires more affordable configurations than what this property offers. Not ideal for industrial redevelopment This property is wholly residential and located in a tourist-favored area of Loulé, making it unsuitable for industrial redevelopment initiatives. Any potential investor should be cautious, as the existing valuation also indicates no predisposed advantage for this type of development in the current market.
Economic Dependence Risk The property is exposed to economic fluctuations due to a relatively high economic stability score of 75/100 combined with a lower tenant stability score of 65/100, indicating potential volatility in revenue generation if tenant turnover increases significantly.
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