This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom apartment of 151 m² on the 1st floor, built in 2018, energy rating B. Located on rua da Penha de França, Arroios parish, Lisbon municipality, Lisbon district. This apartment features a spacious 31m² living room and modern appliances, enhancing comfort and functionality for family living in a vibrant, central Lisbon neighborhood.
The valuation. The asking price of €695,000 is significantly below the fair value of €1,353,399, indicating that the property is subvalorizada by €658,399 or 48.6%. Buy-to-flip angle. A strategic buy-to-flip approach could target a resale at an average luxury market price, maximizing profits from renovations to elevate property value. Buy-to-let angle. Leveraging the estimated monthly rental income of €1,911 provides a gross yield of 3.3%, making it an attractive option for long-term rental in a high-demand area like Arroios.
Fair value modelled at €1,353,399 from 6 comparable sales in the area. Asking €695,000 sits €658,399 (48.6%) below — the upside to fair value.
Asking €695,000 versus the rua da Penha de França area baseline of €1,278,135 (€8,464/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €1,278,135, adjusted for condition and micro-location, gives a modelled fair value of €1,353,399 (€8,963/m²), a €658,399 (48.6%) gap versus the €695,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Penha de França | Subject | €695,000 | €4,603 | — | 80 | 87 |
| rua Cardeal Mercier | Active | €890,000 | €6,357 | 38.1% | 80 | 83 |
| Santa Maria Maior · 49b89d | Active | €2,790,000 | €14,762 | 220.7% | 89 | 83 |
| rua do Salitre, 100 | Active | €1,595,000 | €10,850 | 135.7% | 75 | 78 |
| Santo António · 4201df | Active | €1,700,000 | €7,727 | 67.9% | 78 | 85 |
| Median comp | €1,647,500 | €9,289 | 101.8% | 79 | 83 |
Long-term rental The property in Arroios, with a fair value of €1,353,399 and listed at €695,000, represents an attractive long-term rental investment opportunity due to its significant gap of 48.6% from fair value. With a gross yield of 3.3% and a neighborhood rating of 87/100, this property is expected to appreciate steadily in a high-demand housing market. Luxury market Positioned as a spacious 3-bed apartment in a desirable area, this property is well-suited for the luxury market, especially given its strong condition rating of 85/100. The notable difference from its fair value suggests that this property could command higher rental or sale prices as market conditions improve, appealing to affluent buyers looking for a quality investment in central Lisbon. Buy-and-hold Investing in this property as a buy-and-hold strategy makes sense, as it is currently subvalorizada with a substantial gap to its fair market value. The combination of a positive neighborhood score and diverse employment opportunities in central Lisbon positions this apartment for long-term capital appreciation and consistent demand in the rental sector. Not ideal for student housing Due to its premium characteristics and location, this apartment does not fit the student housing market, where financial returns typically need to be more competitive, particularly in terms of yield. Its amenities and condition appeal more to professionals and families than to students. Not ideal for short-term vacation rental Entering the short-term vacation rental market with this property may not yield optimal returns, as its price point is more aligned with longer-term tenants seeking quality housing. Additionally, the thorough vetting of vacation rental markets in Lisbon suggests lower demand elasticity compared to traditional leasing.
[Economic downturn potential] Despite high economic stability at 90/100, a significant downturn in economic conditions could negatively impact tenant stability, currently rated at 85/100, leading to potential rent defaults or vacancies.
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