This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 240 m², built in 2000, energy rating D. Located on rua Monte da Bela S / N, Campanhã parish, Porto municipality, Porto district. This property features a private yard ideal for outdoor gatherings and a garage that accommodates three vehicles, enhancing both comfort and practicality for urban living.
The valuation. The asking price of €510,000 is significantly above the fair value of €355,026, representing an inflated cost of €154,974 (43.7%). Thus, this property is overpriced in the current market.
Fair value modelled at €355,026 from 6 comparable sales in the area. Asking €510,000 sits €154,974 (43.7%) above — overpriced versus fair value.
Asking €510,000 versus the rua Monte da Bela S / N area baseline of €257,212 (€1,072/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 70/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €257,212, adjusted for condition and micro-location, gives a modelled fair value of €355,026 (€1,479/m²), a €154,974 (43.7%) gap versus the €510,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Monte da Bela S / N | Subject | €510,000 | €2,125 | — | 68 | 77 |
| Cedofeita, Santo Ildefonso, Sé, Miragaia, São Nicolau e Vitória · 5e63c5 | Active | €530,000 | €1,693 | 20.3% | 72 | 82 |
| Campanhã · 8316cd | Active | €339,900 | €1,317 | 38.0% | 70 | 66 |
| rua Bernardim Ribeiro | Active | €495,000 | €1,256 | 40.9% | 75 | 76 |
| travessa Capela da Lagoa | Active | €495,000 | €1,256 | 40.9% | 76 | 75 |
| Median comp | €495,000 | €1,287 | 39.5% | 74 | 76 |
Long-term rental This property is overpriced at €510,000, significantly exceeding the fair value of €355,026, indicating a substantial risk for long-term rental investment. Despite an attractive gross yield of 4.5%, the substantial gap from fair value suggests a reconsideration of investment strategy is needed. Buy-and-hold The current list price of €510,000 is 43.7% above the calculated fair value of €355,026, marking this investment as overpriced. While Porto's economic significance can support long-term price appreciation, the current valuation raises more concerns than opportunities for profit. Family rental The property is priced at €510,000, well above the fair value of €355,026, reflecting an overpriced situation that poses financial risk for family rental prospects. Although the neighbourhood scores 77/100, indicating decent amenities and tenant quality, the high entry cost does not justify the investment in this property.
Economic Dependency Risk The property may face challenges with tenant turnover due to moderate tenant stability (75/100), which could affect cash flow stability despite a good economic stability score (80/100).
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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