This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom house of 130 m², energy rating C. Located on rua da Mata, Lourinhã e Atalaia parish, Lourinhã municipality, Lisbon district. Noteworthy Features: The property includes a basement with ample natural light and a separate annex equipped with a kitchenette, enhancing its potential for rental income or guest accommodation.
The valuation. The asking price of €285,000 is slightly below the fair value of €306,034, indicating a potential 6.9% savings. Overall, the property aligns closely with its assessed market value, reflecting a fair investment.
Fair value modelled at €306,034 from 6 comparable sales in the area. Asking €285,000 sits €21,034 (6.9%) below — the upside to fair value.
Asking €285,000 versus the rua da Mata area baseline of €312,386 (€2,403/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 57/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €312,386, adjusted for condition and micro-location, gives a modelled fair value of €306,034 (€2,354/m²), a €21,034 (6.9%) gap versus the €285,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Mata | Subject | €285,000 | €2,192 | — | 54 | 57 |
| Lourinhã e Atalaia · 25f618 | Active | €335,000 | €2,410 | 9.9% | 68 | 55 |
| Lourinhã e Atalaia · 96c213 | Active | €250,000 | €2,717 | 24.0% | 65 | 61 |
| rua do Moinho, 21 | Active | €350,000 | €2,188 | 0.2% | 65 | 48 |
| Lourinhã e Atalaia · b32b5d | Active | €285,000 | €2,500 | 14.0% | 72 | 47 |
| Median comp | €310,000 | €2,455 | 12.0% | 67 | 52 |
Long-term rental The property presents a gross yield of 3.2%, indicating a reasonable return for a long-term investment in the local market. However, the condition and neighborhood ratings of 57/100 suggest limited potential for significant capital appreciation, aligning the property as a stable income-generating asset rather than a growth opportunity. Buy-and-hold With a fair value of €306,034, acquiring this property at the listing price of €285,000 allows for a modest appreciation potential over time, yet the existing yield of 3.2% portrays limited upside in rental income growth. The average neighborhood rating reinforces the notion of holding for the long term, prioritizing consistent returns over speculative gains. Family rental The property is suitable for family rentals, given its size and proximity to essential amenities, albeit with a fair value margin of only 6.9% compared to the listing price. While offering stable housing options, the average ratings for both condition and neighborhood imply that it may not attract high-income families seeking premium properties. Not ideal for Luxury market Priced at €285,000 with a fair value of €306,034, this property does not align with the expectations of the luxury market, where higher standards for condition and neighborhood quality are typically sought. Its average performance on critical metrics limits its viability in the upscale rental segment. Not ideal for Short-term vacation rental Despite being located near a small town, the property's gross yield of 3.2% and average neighborhood quality suggest inadequate demand for a short-term vacation rental strategy. The economic factors and amenities do not support the premium pricing often associated with successful short-term rentals. Not ideal for Student housing The existing specifications, including condition and neighborhood ratings of 57/100, indicate that this property is not suited for student housing as it lacks the desirable characteristics for attracting a reliable tenant base. The local amenities and housing market dynamics do not favor the student demographic.
Economic vulnerability The property has a low economic stability score of 50/100, indicating potential risks related to market volatility and economic downturns that could affect rental income and property value.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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