This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 2-bathroom apartment of 76 m² on the 4th floor, built in 2021, energy rating B. Located on praça do Comércio, Santa Maria Maior parish, Lisbon municipality, Lisbon district. Noteworthy Feature: The apartment's location within a historic building offers a unique blend of traditional charm and modern amenities, providing an attractive setting for both residents and investors alike.
The valuation. The asking price of €610,000 sits 9.3% below the fair value of €672,628, indicating that the property is priced fairly within the current market conditions of Lisbon.
Fair value modelled at €672,628 from 6 comparable sales in the area. Asking €610,000 sits €62,628 (9.3%) below — the upside to fair value.
Asking €610,000 versus the praça do Comércio area baseline of €643,671 (€8,469/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 82/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €643,671, adjusted for condition and micro-location, gives a modelled fair value of €672,628 (€8,850/m²), a €62,628 (9.3%) gap versus the €610,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| praça do Comércio | Subject | €610,000 | €8,026 | — | 88 | 90 |
| praça do Comércio | Active | €762,500 | €8,971 | 11.8% | 81 | 84 |
| rua do Olival | Active | €491,000 | €7,221 | 10.0% | 75 | 80 |
| rua Barata Salgueiro | Active | €645,000 | €10,078 | 25.6% | 82 | 86 |
| Misericórdia · 09029e | Active | €550,000 | €8,730 | 8.8% | 84 | 86 |
| Median comp | €597,500 | €8,851 | 10.3% | 82 | 85 |
Long-term rental The 1-bed apartment in Santa Maria Maior offers a gross yield of 3.2%, which reflects the high demand for rental properties in this prime city center location. However, with the property listed at €610,000, it is fairly priced when compared to its fair value of €672,628, suggesting steady returns without significant upside potential. Short-term vacation rental Given the high score of 90/100 for the neighborhood and the property’s appeal, it could perform well in the short-term vacation rental market; however, the current price indicates it is fairly valued. With demand in Lisbon due to its economic activity, returns will likely be steady but could lack substantial growth due to the pricing. Buy-and-hold Investing in this property for a buy-and-hold strategy may yield consistent returns, but at a purchase price of €610,000—just 9.3% below fair value—investors should be cautious. The decent condition rating at 82/100 and solid neighborhood score of 90/100 would offer a stable investment, yet the potential for significant appreciation appears limited in the current market. Not ideal for student housing This property’s location and price point are not conducive to the student housing market, as it is fairly valued and financial performance may not match student rental demand. Additionally, the high listing price and focus on quality neighborhoods indicate a target demographic that is unlikely to include students seeking affordable accommodations.
Economic Vulnerability The high economic stability score of 90 indicates limited exposure to downturns, but a tenant stability score of 85 suggests that there could be fluctuations in tenant retention rates, which may impact cash flow.
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