This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 98 m² on the 1st floor, built in 1994, energy rating D. Located on rua José Penafort Campos, 64, São Mamede de Infesta e Senhora da Hora parish, Matosinhos municipality, Porto district. Noteworthy Features: This property includes a well-maintained full bathroom and a functional social WC, providing practical utility amidst its renovation needs.
The valuation. The asking price of €260,000 sits slightly above the fair value of €259,225, reflecting a minor premium of €775 or 0.3%. This suggests the property is priced reasonably within the current market context.
Fair value modelled at €259,225 from 6 comparable sales in the area. Asking €260,000 sits €775 (0.3%) above — overpriced versus fair value.
Asking €260,000 versus the rua José Penafort Campos, 64 area baseline of €259,339 (€2,646/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 55/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €259,339, adjusted for condition and micro-location, gives a modelled fair value of €259,225 (€2,645/m²), a €775 (0.3%) gap versus the €260,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua José Penafort Campos, 64 | Subject | €260,000 | €2,653 | — | 48 | 69 |
| rua Sarah Afonso, 99 | Active | €289,000 | €2,604 | 1.9% | 50 | 73 |
| rua Doutor Cruz Malpique | Active | €290,000 | €3,021 | 13.9% | 52 | 76 |
| rua Alcaide de Faria, 79 | Active | €280,000 | €2,393 | 9.8% | 60 | 69 |
| largo 3 de Fevereiro S / N | Active | €395,000 | €3,496 | 31.8% | 65 | 71 |
| Median comp | €289,500 | €2,813 | 6.0% | 56 | 72 |
Long-term rental The property presents a gross yield of 4.8%, which aligns with the neighborhood’s average rental returns, making it suitable for long-term investment. However, its valuation at €260,000 approaches the fair value of €259,225, indicating a limited opportunity for capital appreciation in the near future. Buy-and-hold Holding this property long-term may yield consistent rental income given the 4.8% gross yield; however, the fair value gap is negligible at 0.3%. With the overall valuation at par with the market expectations, significant growth in property value is unlikely without broader market changes. Family rental The property’s location in a suburban area of Porto with good access to schools makes it an attractive option for family rentals. Despite its fair valuation of €260,000, the current condition score of 55/100 suggests potential maintenance investments may be required to appeal to family tenants and command higher rents.
Tenant turnover risk A tenant stability score of 65/100 indicates a higher likelihood of tenant turnover, which could impact rental income stability negatively.
Contributions are public and shown with the author's name and role. Links posted by users are not endorsed by Private Markets.
Log in to continue
Please log in or create an account to access this page.
No posts yet for this property.
Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
Log in to buy the report or use a credit
