This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 203 m², built in 2000, energy rating F. Located Baixa da Banheira e Vale da Amoreira parish, Moita municipality, Setúbal district. Features: This property uniquely combines two independent living spaces, offering versatility for multi-generational living or rental income while maintaining ample outdoor space and a generous attic for storage or expansion.
The valuation. The asking price of €405,000 is significantly above the fair value of €272,546, resulting in an overpriced property by €132,454 (48.6%). This indicates that potential buyers may need to negotiate aggressively to align with market conditions.
Fair value modelled at €272,546 from 6 comparable sales in the area. Asking €405,000 sits €132,454 (48.6%) above — overpriced versus fair value.
Asking €405,000 versus the Baixa da Banheira e Vale da Amoreira, Moita, Setúbal area baseline of €127,360 (€627/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €127,360, adjusted for condition and micro-location, gives a modelled fair value of €272,546 (€1,343/m²), a €132,454 (48.6%) gap versus the €405,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Baixa da Banheira e Vale da Amoreira · 51ccb6 | Subject | €405,000 | €1,995 | — | 74 | 70 |
| Alto do Seixalinho, Santo André e Verderena · 5da236 | Active | €345,000 | €2,300 | 15.3% | 70 | 75 |
| Baixa da Banheira e Vale da Amoreira · dee5fb | Active | €160,000 | €1,185 | 40.6% | — | 71 |
| Alhos Vedros · 5b86f3 | Active | €300,000 | €1,500 | 24.8% | — | 69 |
| Barreiro e Lavradio · 3a7008 | Active | €350,000 | €970 | 51.4% | 68 | 74 |
| Median comp | €322,500 | €1,343 | 32.7% | 69 | 73 |
Long-term rental The property at €405,000 is overpriced given its fair value of €272,546, representing a 48.6% premium. While the gross yield of 4.9% may seem attractive, the substantial gap from fair value suggests limited future appreciation potential. Family rental With the home’s proximity to Lisbon, it could attract families seeking suburban safety; however, the €405,000 asking price remains above its fair value of €272,546. Given the declining return on investment, families may find more appealing options within the neighbourhood’s housing market. Buy-and-hold Investing in this property as a buy-and-hold asset is questionable due to its current listing price of €405,000, significantly higher than the fair value of €272,546. The 48.6% gap from fair value indicates the risk that the property will yield lower capital returns relative to its purchase price over time.
Economic Dependency Risk: With both economic and tenant stability scores at 70/100, there is a significant risk that future fluctuations in the local economy could adversely affect occupancy rates and rental income.
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