This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 1-bathroom apartment of 56 m², energy rating C. Located on rua Actriz Maria Matos, Benfica parish, Lisbon municipality, Lisbon district. Renovation Update: The apartment features high-quality marble-effect tiles and new laminate flooring in the nearly finished bathroom and bedroom, adding a touch of modern luxury.
The valuation. The asking price of €395,000 is significantly above the fair value of €348,600, representing an overpricing of €46,400 (13.3%). This discrepancy indicates a valuation that fails to reflect the apartment’s true worth.
Fair value modelled at €279,000 from 3 comparable sales in the area. Asking €395,000 sits €116,000 (41.6%) above — overpriced versus fair value.
Asking €395,000 versus the rua Actriz Maria Matos area baseline of €280,638 (€5,011/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price below the wider parish average — a hyper-local discount distinct from the parish baseline.
Base gap of €280,638, adjusted for condition and micro-location, gives a modelled fair value of €279,000 (€4,982/m²), a €116,000 (41.6%) gap versus the €395,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Actriz Maria Matos | Subject | €395,000 | €7,054 | — | 78 | 73 |
| rua Trindade Coelho | Active | €264,700 | €4,813 | 31.8% | 85 | 79 |
| Águas Livres · 467ef2 | Active | €279,000 | €4,982 | 29.4% | 75 | 76 |
| Benfica · 956dbb | Active | €395,000 | €6,583 | 6.7% | 78 | 76 |
| Median comp | €279,000 | €4,982 | 29.4% | 78 | 76 |
Long-term rental The 1-bed apartment in Benfica offers a gross yield of just 2.8%, which is modest considering the fair value is €348,600, highlighting a 13.3% gap from the asking price of €395,000. With the property being categorized as overpriced, it may not deliver the solid returns typically desired in long-term rental investments. Family rental Despite Benfica's decent safety ratings and proximity to Lisbon boosting tenant quality, the demand for family rentals may be impacted by the apartment's overpriced status at €395,000 versus the fair value of €348,600. Therefore, while the area possesses potential, the financial fundamentals suggest this property may not be the most compelling choice for family rentals. Buy-and-hold Investing in this property as a buy-and-hold strategy appears less attractive given the fair value of €348,600 contrasted with the current asking price of €395,000, resulting in a 13.3% premium that diminishes potential appreciation. The combination of a low yield of 2.8% and a higher-than-expected price suggests homeowners may face challenges in realizing long-term gains.
Economic downturn potential The economic stability score of 80 suggests a relatively strong economy, but combined with a tenant stability score of 70, there is a risk of reduced demand leading to vacancies or lower rental income during economic downturns.
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