This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 98 m², built in 1992, energy rating D. Located Quarteira parish, Loulé municipality, Faro district. Noteworthy Features: This apartment offers a sunroom accessible from both the kitchen and one bedroom, enhancing natural light and versatility for leisure or extra living space.
The valuation. The asking price of €450,000 sits below the fair value of €493,342 by €43,342, indicating the property is subpriced by approximately 9.6%. This presents a favorable entry point for potential investors.
Fair value modelled at €493,342 from the area baseline, adjusted for condition and location. Asking €450,000 sits €43,342 (9.6%) below — the upside to fair value.
Asking €450,000 versus the Quarteira, Loulé, Faro area baseline of €455,896 (€4,652/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 82 · Materials 79 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 66/100 (Housing Market 75 · Amenities 55 · Economic 65 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Quarteira, Loulé, Faro
Area baseline €455,896 + condition +€8,269 + location +€29,177 = modelled fair value of €493,342 (€5,034/m²), a €43,342 (9.6%) gap versus the €450,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Quarteira · 023c24 | Subject | €450,000 | €4,592 | — | 82 | 66 |
| Quarteira · 389cbb | Active | €625,000 | €4,085 | 11.0% | 73 | 72 |
| Quarteira · cfe095 | Active | €495,000 | €4,500 | 2.0% | 72 | 66 |
| rua da Escócia | Active | €495,000 | €4,125 | 10.2% | 78 | 67 |
| Quarteira · b7b561 | Active | €394,990 | €3,624 | 21.1% | 75 | 70 |
| Median comp | €495,000 | €4,105 | 10.6% | 74 | 69 |
Short-term vacation rental With a fair value of €493,342, this property is currently listed at €450,000, indicating a 9.6% gap that underscores its potential as a lucrative short-term vacation rental. The Algarve's high tourist appeal bolsters demand, making this investment suitable for maximizing rental income during peak seasons. Buy-and-hold Given its underpriced status and a gross yield of 3.4%, this 2-bed apartment represents a solid buy-and-hold investment opportunity, particularly in a market buoyed by increasing tourism in the Algarve. Owning the property long-term allows for capital appreciation and a steady influx of rental income, which is promising as property values continue to rise. Long-term rental As a long-term rental, this apartment, featuring a favorable price compared to its fair market value, is positioned to capitalize on the stable demand for housing in the Quarteira area. Its decent condition rating of 80/100 suggests it would be attractive to tenants, ensuring consistent occupancy and reliable rental cash flow.
Economic and Tenant Risk The combined economic and tenant stability scores of 65/100 indicate a moderate risk, suggesting potential volatility in rental income and occupancy rates due to economic fluctuations.
