This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom apartment of 85 m², built in 1989, energy rating D. Located on rua João Ortigão Ramos, Benfica parish, Lisbon municipality, Lisbon district. Noteworthy Features: This apartment boasts a bright, expansive social area perfect for gatherings, complemented by its strategic fifth-floor positioning that ensures both views and reduced street noise.
The valuation. The asking price of €425,000 exceeds the fair value by €55,458 (13.0%), positioning the property as overpriced. This discrepancy suggests potential financial challenges for investors aiming for immediate resale.
Fair value modelled at €369,542 from the area baseline, adjusted for condition and location. Asking €425,000 sits €55,458 (13.0%) above — overpriced versus fair value.
Asking €425,000 versus the rua João Ortigão Ramos area baseline of €334,730 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 76 · Materials 74 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 76/100 (Housing Market 80 · Amenities 80 · Economic 75 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua João Ortigão Ramos
Area baseline €334,730 + condition +€0 + location +€34,812 = modelled fair value of €369,542 (€4,348/m²), a €55,458 (13.0%) gap versus the €425,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua João Ortigão Ramos | Subject | €425,000 | €5,000 | — | 76 | 76 |
| estrada da Luz | Active | €450,000 | €6,250 | 25.0% | 75 | 76 |
| estrada de Benfica | Active | €480,000 | €6,486 | 29.7% | 75 | 77 |
| São Domingos de Benfica · 38c729 | Active | €355,000 | €5,547 | 10.9% | 75 | 75 |
| rua Trindade Coelho | Active | €274,700 | €5,283 | 5.7% | 80 | 78 |
| Median comp | €402,500 | €5,899 | 18.0% | 75 | 77 |
Long-term rental The 3-bed apartment in Benfica is currently listed at €425,000, which is 13.0% above its fair value of €369,542, making it overpriced. Despite the appealing yield of 3.5% gross, the high price diminishes its attractiveness for long-term rental investors seeking value. Family rental With a condition score of 75/100 and a neighborhood rating of 76/100, the property could serve well for family rentals, but its current listing price suggests it is overpriced at €425,000. Families seeking stable environments may be interested, yet the excess cost compared to the fair value limits potential profitability. Buy-and-hold As a buy-and-hold investment, the property shows promise due to its location in a stable suburban area of Lisbon, but at €425,000 it remains overpriced by 13.0%. Investors may find the economic stability attractive, yet the high entry price could hinder long-term capital appreciation. Not ideal for short-term rental The apartment's €425,000 listing price, which is significantly above its fair value, suggests it is overpriced for a short-term rental strategy. With a lower gross yield of 3.5%, it may not meet the financial expectations commonly sought in this market segment. Not ideal for luxury market At a price of €425,000, the property is overpriced when considering the luxury market dynamics in Lisbon. Consequently, it may struggle to attract high-end buyers given its valuation gap of 13.0%.
Economic Vulnerability The economic stability score of 75/100 indicates potential fluctuations that could impact rental income and property value, while a tenant stability score of 70/100 suggests that there may be a moderate risk of tenant turnover affecting cash flow.
