This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 317 m², built in 2002, energy rating D. Located Ribamar parish, Lourinhã municipality, Lisbon district. Investment Potential: The property includes two independent T1 annexes, providing flexible rental options for sustained income generation in a sought-after coastal locale.
The valuation. The asking price of €425,000 is significantly below the fair value of €643,048, indicating an underpriced property. This presents a substantial potential upside of €218,048 or 51.3% over fair market value.
Fair value modelled at €643,048 from the area baseline, adjusted for condition and location. Asking €425,000 sits €218,048 (51.3%) below — the upside to fair value.
Asking €425,000 versus the Ribamar, Lourinhã, Lisbon area baseline of €627,977 (€1,981/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 72 · Materials 78 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 56/100 (Housing Market 50 · Amenities 55 · Economic 55 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Ribamar, Lourinhã, Lisbon
Area baseline €627,977 + condition +€0 + location +€15,071 = modelled fair value of €643,048 (€2,029/m²), a €218,048 (51.3%) gap versus the €425,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Ribamar · 4a8111 | Subject | €425,000 | €1,341 | — | 72 | 56 |
| Santa Bárbara · 38bdb1 | Active | €435,000 | €1,883 | 40.5% | 75 | 59 |
| rua da Fonte, 15 | Active | €419,000 | €2,095 | 56.3% | 75 | 47 |
| Lourinhã e Atalaia · 25f618 | Active | €335,000 | €2,410 | 79.8% | 68 | 55 |
| rua Tropical | Active | €695,000 | €2,565 | 91.3% | 80 | 58 |
| Median comp | €427,000 | €2,253 | 68.0% | 75 | 57 |
Long-term rental The property located in Ribamar presents an attractive long-term rental opportunity given its significant gap of 51.3% below fair value, suggesting strong potential for appreciation. The current gross yield of 3.7% indicates a solid return, making it a favorable investment considering its condition and neighborhood quality. Family rental With a spacious 317m² layout, this house is well-suited for family rentals, particularly appreciating its competitive position at 51.3% below fair value. While the neighborhood ratings are moderate, the reliable rental income from families seeking more space could enhance the overall investment appeal.
Low Demand Risk The economic stability score of 55/100 suggests potential challenges in attracting new tenants, while a tenant stability score of 60/100 indicates a moderate risk of turnover, which could affect rental income consistency.
