This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 116 m², energy rating B. Located Camarate, Unhos e Apelação parish, Loures municipality, Lisbon district. Property unique feature: This apartment includes a spacious balcony offering panoramic views of Loures, enhancing both natural light and outdoor living space for residents.
The valuation. The asking price of €425,000 stands significantly above the fair value of €267,942, representing an inflated premium of €157,058 or 37.0%. This appraisal indicates the property is overpriced in the current market.
Fair value modelled at €267,942 from the area baseline, adjusted for condition and location. Asking €425,000 sits €157,058 (37.0%) above — overpriced versus fair value.
Asking €425,000 versus the Camarate, Unhos e Apelação, Loures, Lisbon area baseline of €248,936 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 73/100 (Condition 70 · Materials 75 · Room dimensions 80). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 72/100 (Housing Market 80 · Amenities 70 · Economic 75 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Camarate, Unhos e Apelação, Loures, Lisbon
Area baseline €248,936 + condition -€2,900 + location +€21,906 = modelled fair value of €267,942 (€2,310/m²), a €157,058 (37.0%) gap versus the €425,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Camarate, Unhos e Apelação · 6fbb78 | Subject | €425,000 | €3,664 | — | 70 | 72 |
| Sacavém e Prior Velho · 99f210 | Active | €495,000 | €5,964 | 62.8% | 72 | 73 |
| Olivais · 96c23f | Active | €375,000 | €5,769 | 57.5% | 88 | 80 |
| Olivais · 42016f | Active | €479,000 | €4,355 | 18.9% | 88 | 77 |
| rua João Gonçalves Zarco, 2 | Active | €585,000 | €3,545 | 3.2% | 75 | 74 |
| Median comp | €487,000 | €5,062 | 38.2% | 82 | 76 |
Long-term rental The 3-bed apartment in Camarate is overpriced at €425,000, far exceeding its fair value of €267,942 with a 37.0% gap. With a gross yield of only 3.4%, this investment strategy may not yield satisfactory returns given the current market conditions. Family rental Investing in this apartment for family rental purposes may not be advisable, as the property is listed significantly above its fair value. The family rental market in the area, combined with moderate school and crime scores, does not justify the current pricing, resulting in a less desirable investment opportunity. Buy-and-hold A buy-and-hold strategy for this apartment is questionable due to its current listing price of €425,000, which is above the fair valuation of €267,942. Although the proximity to Lisbon offers some long-term housing stability, the substantial price gap suggests that potential appreciation may not be sufficient to offset the initial overvaluation.
Potential tenant turnover risk With a tenant stability score of 65/100, there's a higher likelihood of tenant turnover, which could affect cash flow and increase vacancy costs.
