This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 2-bathroom apartment of 65 m², energy rating C. Located Santa Maria Maior parish, Lisbon municipality, Lisbon district. Noteworthy Features: The apartment showcases original Viúva Lamego tiles, while the southern and western solar exposure enhances natural lighting throughout the spacious layout.
The valuation. The asking price of €420,000 is significantly above the fair value of €81,460, representing an overvaluation of €338,540 (80.6%). This indicates the property is overpriced. Buy-to-flip angle. The buy-to-flip strategy would likely yield a low return, as the overvalued purchase price would necessitate substantial market appreciation to achieve a profitable resale. Buy-to-let angle. The rental income strategy estimates a gross yield of 3.6%, with a potential monthly income of around €1,260, but the overpriced nature may limit profitability in the long term.
Fair value modelled at €81,460 from the area baseline, adjusted for condition and location. Asking €420,000 sits €338,540 (80.6%) above — overpriced versus fair value.
Asking €420,000 versus the Santa Maria Maior, Lisbon, Lisbon area baseline of €335,010 (€5,154/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 (Condition 75 · Materials 78 · Room dimensions 75). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 86/100 (Housing Market 90 · Amenities 90 · Economic 90 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria Maior, Lisbon, Lisbon
Area baseline €335,010 + condition +€1,523 + location +€10,062 = modelled fair value of €81,460 (€1,253/m²), a €338,540 (80.6%) gap versus the €420,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria Maior · 28bc88 | Subject | €420,000 | €6,462 | — | 75 | 86 |
| Santa Maria Maior · 99f3a9 | Active | €405,000 | €6,750 | 4.5% | 74 | 84 |
| rua do Conde de Redondo | Active | €420,000 | €5,250 | 18.8% | 75 | 85 |
| rua dos Anjos, 47 | Active | €380,000 | €3,167 | 51.0% | 77 | 80 |
| rua Guerra Junqueiro | Active | €430,000 | €5,513 | 14.7% | 75 | 80 |
| Median comp | €412,500 | €5,382 | 16.7% | 75 | 82 |
Long-term rental The 1-bed apartment in Santa Maria Maior is overpriced at €420,000, significantly exceeding its fair value of €81,460. While the location boasts good safety and accessibility, the gross yield of 3.6% indicates that this investment may not provide adequate returns over the long term. Buy-and-hold Investing in the Santa Maria Maior apartment at its current price is discouraged as it remains overpriced by 80.6% compared to its fair value. The appealing neighborhood attributes do not compensate for the lack of financial feasibility for holding this asset for a prolonged period at this price. Short-term vacation rental Although Santa Maria Maior has strong attractions for short-term rentals, the listing price of €420,000 renders this opportunity overpriced and unattractive. The current gross yield of 3.6% suggests that rental income may not sufficiently justify the high purchase price in the lucrative short-term market.
Tenant turnover risk With a tenant stability score of 75/100, there is a credible risk of increased tenant turnover leading to potential vacancy periods and lost rental income.
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