This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 82 m², energy rating D. Located Santa Maria Maior parish, Lisbon municipality, Lisbon district. Noteworthy Features: The apartment boasts a large living room and modern finishes, creating a bright atmosphere that enhances its appeal for both personal use and investment opportunities in central Lisbon.
The valuation. The asking price of €330,000 is significantly above the fair value of €103,053, presenting a gap of €226,947 (68.8%). This assessment confirms that the property is overpriced.
Fair value modelled at €103,053 from the area baseline, adjusted for condition and location. Asking €330,000 sits €226,947 (68.8%) above — overpriced versus fair value.
Asking €330,000 versus the Santa Maria Maior, Lisbon, Lisbon area baseline of €422,628 (€5,154/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 (Condition 75 · Materials 80 · Room dimensions 75). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 85/100 (Housing Market 90 · Amenities 90 · Economic 90 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria Maior, Lisbon, Lisbon
Area baseline €422,628 + condition +€2,563 + location +€12,341 = modelled fair value of €103,053 (€1,257/m²), a €226,947 (68.8%) gap versus the €330,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria Maior · 28bcdc | Subject | €330,000 | €4,024 | — | 75 | 85 |
| Misericórdia · f35fdd | Active | €798,000 | €6,138 | 52.5% | 78 | 85 |
| Santo António · 001958 | Active | €450,000 | €5,625 | 39.8% | 68 | 84 |
| Santa Maria Maior · 38994f | Active | €420,000 | €3,784 | 6.0% | 74 | 86 |
| rua Quirino da Fonseca, 3 | Active | €712,000 | €6,473 | 60.8% | 73 | 85 |
| Median comp | €581,000 | €5,882 | 46.1% | 74 | 85 |
Long-term rental The property is overpriced at €330,000, which is significantly above the fair value of €103,053, leaving a 68.8% gap. Despite its strong yield of 5.3% and a desirable condition score of 77/100, the excessive pricing undermines its potential as a long-term rental investment. Buy-and-hold Investing in this apartment as a buy-and-hold strategy is not advisable given its overpriced listing of €330,000 compared to the fair value of just €103,053, reflecting a substantial 68.8% disparity. While the central Lisbon location and neighbourhood rating of 85/100 are attractive, they cannot justify the overvaluation of the property. Luxury market With a listing price of €330,000 that is 68.8% higher than its fair value of €103,053, this property is not positioned well within the luxury market segment. The combination of its decent yield and neighbourhood appeal does not compensate for the fact that this asset is clearly overpriced, inhibiting its competitiveness in the luxury sector.
Tenant turnover risk With a tenant stability score of 70/100, there is a heightened risk of tenant turnover which could lead to increased vacancy rates and decreased rental income.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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