This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 110 m², built in 1980, energy rating C. Located on rua Santos Bernardes, 21, Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: The apartment boasts a spacious living room designed for maximum natural light, creating an inviting atmosphere ideal for family gatherings and relaxation.
The valuation. The asking price of €425,900 exceeds the fair value of €399,932 by €25,968 (6.1%), indicating that the property is overpriced. This discrepancy suggests it may be less appealing to discerning investors.
Fair value modelled at €363,047 from 6 comparable sales in the area. Asking €415,000 sits €51,953 (14.3%) above — overpriced versus fair value.
Asking €415,000 versus the rua Bombeiros Voluntários de Torres Vedras area baseline of €300,322 (€2,730/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €300,322, adjusted for condition and micro-location, gives a modelled fair value of €363,047 (€3,300/m²), a €51,953 (14.3%) gap versus the €415,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Bombeiros Voluntários de Torres Vedras | Subject | €415,000 | €3,773 | — | 85 | 59 |
| Santa Maria, São Pedro e Matacães · ba3cec | Active | €345,000 | €3,450 | 8.6% | 74 | 57 |
| Santa Maria, São Pedro e Matacães · 0237cd | Active | €405,000 | €2,893 | 23.3% | 74 | 55 |
| Santa Maria, São Pedro e Matacães · f361a3 | Active | €320,000 | €3,232 | 14.3% | 70 | 59 |
| Santa Maria, São Pedro e Matacães · 831736 | Active | €410,000 | €3,037 | 19.5% | 75 | 53 |
| Median comp | €375,000 | €3,135 | 16.9% | 74 | 56 |
Long-term rental While the 3-bed apartment in Santa Maria is currently priced at €425,900, its fair value is €399,932, indicating that it is overpriced by 6.1%. The gross yield of 2.8% further underscores that this property may not deliver sufficient financial returns for long-term rental investors. Buy-and-hold Investing in this property for a buy-and-hold strategy is questionable due to the current asking price exceeding its fair value by 6.1%, indicating an overpriced asset. With a neighbourhood rating of 59/100 and a lower-than-expected yield of 2.8%, the potential for value appreciation may not justify the investment expense over time.
Economic Weakness The economic stability score of 50/100 indicates a potential risk of economic downturns affecting property values and tenant demand.
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