This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 77 m², energy rating D. Located on rua Sebastião Saraiva Lima, 26, Penha de França parish, Lisbon municipality, Lisbon district. Noteworthy Features: The apartment boasts a private terrace that enhances both the living space and provides a tranquil outdoor retreat, ideal for relaxation or entertaining guests.
The valuation. The asking price of €395,000 is significantly above the fair value of €343,824, resulting in an excess of €51,176 (13.0%). Verdict: overpriced. Buy-to-flip angle. Given the property's high-quality finishes, a resale strategy could capitalize on the growing desirability of the Penha de França area. Targeting buyers willing to pay a premium for quality could yield substantial profits. Buy-to-let angle. With an estimated rental income of €1,284/month, the property offers a gross yield of 3.9%. This rental strategy aligns well with the local market's demand for family rentals in a safe suburban setting.
Fair value modelled at €343,824 from the area baseline, adjusted for condition and location. Asking €395,000 sits €51,176 (13.0%) above — overpriced versus fair value.
Asking €395,000 versus the rua Sebastião Saraiva Lima, 26 area baseline of €351,967 (€4,571/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 79/100 (Condition 75 · Materials 80 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 80/100 (Housing Market 85 · Amenities 80 · Economic 80 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
rua Sebastião Saraiva Lima, 26
Area baseline €351,967 + condition +€4,211 + location +€36,387 = modelled fair value of €343,824 (€4,465/m²), a €51,176 (13.0%) gap versus the €395,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Sebastião Saraiva Lima, 26 | Subject | €395,000 | €5,130 | — | 75 | 80 |
| rua Luísa Todi | Active | €515,000 | €4,328 | 15.6% | 74 | 84 |
| rua António Luís Inácio | Active | €355,000 | €6,121 | 19.3% | 74 | 82 |
| rua do Sol | Active | €284,000 | €4,733 | 7.7% | 70 | 83 |
| Penha de França · ba57b1 | Active | €338,000 | €5,281 | 3.0% | 85 | 91 |
| Median comp | €346,500 | €5,007 | 2.4% | 74 | 84 |
Long-term rental This 2-bed apartment in Penha de França is overpriced at €395,000, exceeding the fair value of €343,824 by 13%. With a gross yield of only 3.9%, this investment does not align with typical long-term rental returns in the area, making it less attractive for rental income. Buy-and-hold The current price of €395,000 for the apartment suggests it is overpriced by 13% compared to its fair value of €343,824. While the neighbourhood has acceptable scores for safety and amenities, the potential for capital appreciation is diminished due to the elevated entry price. Family rental Priced at €395,000, the apartment in Penha de França is overpriced by 13% against its fair value of €343,824, which may deter families looking for affordable options. Despite the good safety and school ratings in the suburban setting, the high price could limit demand for family rentals. Short-term vacation rental This property is not suitable for short-term vacation rentals, as its current listing price of €395,000 is 13% above the fair value of €343,824. The anticipated demand for nightly rates does not justify the investment in this overpriced market segment. Luxury market While Penha de França has its merits, this apartment's price of €395,000, which is 13% higher than the fair value, suggests it is overpriced for a luxury market positioning. Luxury buyers typically seek properties with superior conditions and amenities that this offering does not provide.
Tenant turnover risk A tenant stability score of 75/100 indicates moderate risk of tenant turnover, which could lead to potential vacancy periods affecting cash flow.
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