This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 195 m², built in 2007, energy rating B. Located on urbanização Portela da Vila, Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: The property is equipped with an automatic irrigation system and integrated lighting in the garden, enhancing the outdoor living experience while promoting low maintenance. Location Advantage: Nestled within the prestigious Urbanization Portela da Vila, it offers quick access to the A8, allowing a 35-minute commute to Lisbon.
The valuation. The asking price of €627,000 sits below the fair value of €711,954 by €84,954 (13.5%), indicating this property is underpriced relative to market expectations. Buy-to-flip angle. The resale strategy focuses on enhancing the property’s appeal through minor renovations, aiming to achieve a profitable flip by targeting buyers seeking high-quality finishes in a convenient location. Buy-to-let angle. The rental income strategy forecasts a gross annual yield of 1.7%, with expected rental income of approximately €888 per month, appealing to families drawn by the area’s proximity to Lisbon.
Fair value modelled at €711,954 from the area baseline, adjusted for condition and location. Asking €627,000 sits €84,954 (13.5%) below — the upside to fair value.
Asking €627,000 versus the urbanização Portela da Vila area baseline of €460,590 (€2,362/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 79 · Materials 82 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 60/100 (Housing Market 55 · Amenities 60 · Economic 65 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
urbanização Portela da Vila
Area baseline €460,590 + condition +€15,539 + location +€26,785 = modelled fair value of €711,954 (€3,651/m²), a €84,954 (13.5%) gap versus the €627,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| urbanização Portela da Vila | Subject | €627,000 | €3,215 | — | 79 | 60 |
| avenida 5 de Outubro, 21 | Active | €479,000 | €1,828 | 43.1% | 79 | 54 |
| rua da Cerâmica, 4 | Active | €450,000 | €4,500 | 40.0% | 74 | 59 |
| Santa Maria, São Pedro e Matacães · 65a7f4 | Active | €627,000 | €3,542 | 10.2% | 80 | 58 |
| jardim Santa Maria | Active | €356,500 | €3,565 | 10.9% | 70 | 49 |
| Median comp | €464,500 | €3,554 | 10.5% | 77 | 56 |
Long-term rental The 3-bed house in Santa Maria shows strong investment potential as a long-term rental, being listed at €627,000 and subvalorizada compared to the fair value of €711,954. The 1.7% gross yield, while modest, can be offset by the property's favorable condition and lower crime rate in a rural setting. Buy-and-hold With the property’s fair value presenting a 13.5% gap, investing in the 3-bed house for a buy-and-hold strategy is promising, as it is currently subvalorizada at €627,000. The proximity to Lisbon combined with the property's modest upkeep rating of 80/100 suggests potential for appreciation over time. Family rental The 3-bed house represents a solid option for family rental, being subvalorizada at €627,000 with appealing features like lower crime rates in the area. Although the gross yield is at 1.7%, the property’s larger size and neighborhood attributes can attract families seeking stability and security in their living environment.
Potential Tenant Turnover Risk The tenant stability score of 60/100 indicates a higher likelihood of tenant turnover, which could lead to increased vacancy rates and associated costs.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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