This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 103 m², built in 1998, energy rating B. Located on rua António José de Loura, Baixa da Banheira e Vale da Amoreira parish, Moita municipality, Setúbal district. Noteworthy Features: This apartment features high ceilings that enhance the sense of space and is positioned in a picturesque square that fosters a quiet, community-oriented atmosphere.
The valuation. The asking price of €242,500 is significantly above its fair value of €149,907, representing an overvaluation of €92,593 (38.2%). This indicates that the property is overpriced in the current market. Buy-to-flip angle. The resale strategy could involve cosmetic renovations and upgrades to improve appeal, potentially targeting a sale price that capitalizes on the revitalization of the surrounding area. Quick resale could be feasible, given the proximity to Lisbon. Buy-to-let angle. With an estimated rental income of €748/month, the gross yield sits at 3.7%, making it a potential long-term investment for family rentals in a mixed neighborhood. The location offers suburban stability appealing to tenants seeking comfort and access to employment.
Fair value modelled at €149,907 from the area baseline, adjusted for condition and location. Asking €242,500 sits €92,593 (38.2%) above — overpriced versus fair value.
Asking €242,500 versus the rua António José de Loura area baseline of €265,019 (€2,573/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 50/100 (Condition 45 · Materials 55 · Room dimensions 60). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 69/100 (Housing Market 75 · Amenities 60 · Economic 70 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua António José de Loura
Area baseline €265,019 + condition -€40,717 + location +€13,464 = modelled fair value of €149,907 (€1,455/m²), a €92,593 (38.2%) gap versus the €242,500 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua António José de Loura | Subject | €242,500 | €2,354 | — | 45 | 69 |
| Alto do Seixalinho, Santo André e Verderena · 4201bc | Active | €249,000 | €3,716 | 57.9% | 50 | 74 |
| rua Alves da Cunha, 13 | Active | €195,000 | €3,421 | 45.3% | 42 | 78 |
| rua Diogo Cão, 13 | Active | €209,000 | €2,986 | 26.8% | 45 | 73 |
| Barreiro e Lavradio · 49b766 | Active | €245,000 | €5,326 | 126.2% | 45 | 71 |
| Median comp | €227,000 | €3,569 | 51.6% | 45 | 74 |
Family rental This property, priced at €242,500, exceeds its fair value of €149,907 by 38.2%, indicating it is not an attractive option for family rentals. With a gross yield of only 3.7% and a condition rating of 50/100, potential returns are overshadowed by the high acquisition cost. Long-term rental The apartment is listed at a significant premium, with a gap to fair value of 38.2% and a gross yield of just 3.7%, positioning it unfavorably for long-term rental strategies. Given its 50/100 condition and neighbourhood score of 69/100, the investment does not present a compelling opportunity for sustained revenue. Buy-and-hold At a price of €242,500, the property is overvalued compared to its fair value of €149,907, limiting its effectiveness in a buy-and-hold strategy. With a gross yield of 3.7%, the upside potential is constrained by its pricing, potentially leading to a lack of substantial appreciation over time.
Economic Dependency Risk The property is exposed to economic fluctuations due to a 70/100 economic stability score, which suggests potential vulnerabilities in the local economy that could affect tenant retention and income stability. Tenant Turnover Risk A tenant stability score of 65/100 indicates a heightened risk of tenant turnover, which may result in increased vacancy rates and additional costs related to tenant replacement.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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