This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 140 m², built in 1968, energy rating F. Located Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: This home offers a central open-space kitchen with an island, leading to a private courtyard ideal for outdoor dining and entertaining, along with a fully usable attic for future expansion.
The valuation. The asking price of €490,000 is significantly above the fair value of €365,782, indicating an overpriced property by €124,218, or 34.0%. This discrepancy suggests that potential buyers should approach with caution. Buy-to-flip angle. Given the high asking price, a buy-to-flip strategy may be challenging unless substantial renovations can elevate perceived value significantly. This may not be a viable exit strategy in the current market. Buy-to-let angle. The estimated rental income of €1,266 per month yields a gross return of 3.1%, which is relatively low given the property's asking price. Investors should evaluate market competitiveness for rental returns in this location.
Fair value modelled at €365,782 from 6 comparable sales in the area. Asking €490,000 sits €124,218 (34.0%) above — overpriced versus fair value.
Asking €490,000 versus the Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon area baseline of €437,090 (€3,122/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price below the wider parish average — a hyper-local discount distinct from the parish baseline.
Base gap of €437,090, adjusted for condition and micro-location, gives a modelled fair value of €365,782 (€2,613/m²), a €124,218 (34.0%) gap versus the €490,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria, São Pedro e Matacães · 467e4a | Subject | €490,000 | €3,500 | — | 72 | 56 |
| urbanização Casal do Barro | Active | €420,000 | €3,652 | 4.3% | 75 | 64 |
| jardim Santa Maria | Active | €356,500 | €3,565 | 1.9% | 70 | 49 |
| Santa Maria, São Pedro e Matacães · e40bcc | Active | €375,000 | €2,083 | 40.5% | 60 | 50 |
| Santa Maria, São Pedro e Matacães · 001b42 | Active | €230,000 | €2,556 | 27.0% | 68 | 58 |
| Median comp | €365,750 | €3,061 | 12.6% | 69 | 54 |
Long-term rental The property, listed at €490,000, shows a significant gap of 34.0% against its fair value of €365,782, indicating it is overpriced. With a gross yield of only 3.1%, the investment potential for long-term rental is weak given the rural nature of the area's housing market. Buy-and-hold Investing in this property for the buy-and-hold strategy appears to be misguided, as it is priced 34.0% above fair value at €490,000, which raises concerns about future appreciation potential. Additionally, the 76/100 condition rating and a 56/100 neighborhood score do not support strong long-term investment performance in this setting.
Low Economic Stability Risk The economic stability score of 45/100 indicates a high risk of market fluctuations that could affect rental income and property demand negatively.
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