This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom apartment of 100 m², energy rating C. Located on rua da Igreja, Santa Iria de Azóia, São João da Talha e Bobadela parish, Loures municipality, Lisbon district. Noteworthy Features: The apartment includes a dedicated storage area, enhancing organization and utility, and boasts a picturesque unobstructed view over the river, adding charm to daily living.
The valuation. The asking price of €350,000 sits €57,303 (14.1%) below the fair value of €407,303, indicating that the property is underpriced relative to market expectations. This presents a compelling investment opportunity. Buy-to-flip angle. A buy-to-flip strategy could capitalize on the immediate equity gain from underpricing, allowing for a possible resale at a higher price after minor renovations or aesthetic enhancements. This approach is bolstered by the apartment's quality condition. Buy-to-let angle. With an estimated monthly rental income of €1,138, the property will yield approximately 3.9% gross annually. The location's proximity to Lisbon enhances its appeal, making it ideal for long-term rentals or family accommodations.
Fair value modelled at €407,303 from 6 comparable sales in the area. Asking €350,000 sits €57,303 (14.1%) below — the upside to fair value.
Asking €350,000 versus the rua da Igreja area baseline of €348,062 (€3,481/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €348,062, adjusted for condition and micro-location, gives a modelled fair value of €407,303 (€4,073/m²), a €57,303 (14.1%) gap versus the €350,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Igreja | Subject | €350,000 | €3,500 | — | 75 | 74 |
| Santa Iria de Azóia, São João da Talha e Bobadela · 4d4758 | Active | €375,000 | €4,213 | 20.4% | 75 | 80 |
| Santa Iria de Azóia, São João da Talha e Bobadela · 4d41b8 | Active | €420,000 | €3,652 | 4.3% | 76 | 75 |
| rua Amílcar Cabral, 1 | Active | €352,000 | €3,911 | 11.7% | 72 | 78 |
| Santa Iria de Azóia, São João da Talha e Bobadela · 937368 | Active | €329,000 | €4,569 | 30.6% | 78 | 76 |
| Median comp | €363,500 | €4,062 | 16.1% | 76 | 77 |
Long-term rental The property presents an attractive opportunity for long-term rental with a gross yield of 3.9%, providing steady cash flow with potential for capital appreciation given its position near Lisbon. The 14.1% gap from fair value suggests room for price growth, making it a strategic addition to a rental portfolio. Family rental This 3-bed apartment is ideal for families seeking good quality schools and suburban living near Lisbon, enhancing its appeal to long-term tenants. With the property currently subvalued at €350,000 compared to a fair market value of €407,303, it offers a compelling option for family rentals where stability and growth are key. Buy-and-hold Acquiring this property for a buy-and-hold strategy makes sense given its favorable neighborhood conditions and proximity to Lisbon, driving higher demand over time. The property’s current valuation being 14.1% below fair value positions it well for future appreciation and solid long-term returns.
Tenant turnover risk The tenant stability score of 70/100 suggests a moderate risk of tenant turnover, potentially impacting rental income reliability.
Contributions are public and shown with the author's name and role. Links posted by users are not endorsed by Private Markets.
Log in to continue
Please log in or create an account to access this page.
No posts yet for this property.
Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
Log in to buy the report or use a credit
