This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom house of 180 m², energy rating E. Located on rua Pinheiro Chagas, Montijo e Afonsoeiro parish, Montijo municipality, Setúbal district. Noteworthy Features: The property includes an independent annex with a rooftop terrace and a spacious unfinished attic offering significant expansion potential for personalized living spaces. Outdoor Amenities: Private garden with fruit trees and ample room for a swimming pool adds value and versatility to the property.
The valuation. The asking price of €450,000 is significantly above the fair value of €282,634, representing an overvaluation of €167,366 (59.2%). This discrepancy suggests that potential investors may find better opportunities elsewhere.
Fair value modelled at €282,634 from 6 comparable sales in the area. Asking €450,000 sits €167,366 (59.2%) above — overpriced versus fair value.
Asking €450,000 versus the rua Pinheiro Chagas area baseline of €266,571 (€1,481/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 68/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €266,571, adjusted for condition and micro-location, gives a modelled fair value of €282,634 (€1,570/m²), a €167,366 (59.2%) gap versus the €450,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Pinheiro Chagas | Subject | €450,000 | €2,500 | — | 70 | 80 |
| rua Cidade de Portimão, 14 | Active | €525,000 | €1,382 | 44.7% | 70 | 48 |
| praça da República S / N | Active | €350,000 | €1,759 | 29.6% | 50 | 75 |
| rua da Beira Baixa | Active | €475,000 | €1,987 | 20.5% | 65 | 68 |
| estrada Real | Active | €630,000 | €3,043 | 21.7% | 42 | 54 |
| Median comp | €500,000 | €1,873 | 25.1% | 58 | 61 |
Long-term rental The property is overpriced at €450,000 compared to a fair value of €282,634, indicating a significant gap of 59.2%. This high asking price translates to a relatively low gross yield of 4.3%, which is not compelling for long-term investment. Family rental Given the property’s condition score of 68/100 and a notable neighborhood rating of 80/100, it may attract family tenants; however, the price significantly exceeds its fair market value. Families often seek long-term rental options with better financial value, making this property less attractive at its current asking price. Buy-and-hold While the property benefits from proximity to Lisbon and positive neighborhood dimensions, its current price far exceeds fair value, making upside potential limited for a buy-and-hold strategy. The 59.2% premium over fair value implies potential losses rather than gains for long-term investors in a market that is showing signs of overvaluation.
Economic Downturn Risk A drop in the economic stability score from 80/100 could lead to decreased demand for properties in the area, potentially affecting tenant retention, especially with a tenant stability score of 75/100.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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