This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 4-bathroom house of 314 m², built in 1988, energy rating F. Located on rua das Hortencias, Loures parish, Loures municipality, Lisbon district. The property features a private garden with various fruit trees and an artesian borehole, promoting self-sustainability and enhancing outdoor living potential.
The valuation. The asking price of €645,000 is significantly below the fair value of €811,399, indicating it is subvalued by €166,399 (20.5%). This presents a compelling opportunity for investors.
Fair value modelled at €811,399 from 6 comparable sales in the area. Asking €645,000 sits €166,399 (20.5%) below — the upside to fair value.
Asking €645,000 versus the rua das Hortencias area baseline of €881,618 (€2,808/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 68/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price below the wider parish average — a hyper-local discount distinct from the parish baseline.
Base gap of €881,618, adjusted for condition and micro-location, gives a modelled fair value of €811,399 (€2,584/m²), a €166,399 (20.5%) gap versus the €645,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua das Hortencias | Subject | €645,000 | €2,054 | — | 65 | 70 |
| Ramada e Caneças · 4bb2aa | Active | €795,000 | €2,092 | 1.8% | 70 | 73 |
| urbanização Serra Cha | Active | €795,000 | €3,472 | 69.0% | 62 | 75 |
| rua do Parque | Active | €719,000 | €2,586 | 25.9% | — | 76 |
| Loures · b32928 | Active | €575,000 | €2,447 | 19.1% | 84 | 73 |
| Median comp | €757,000 | €2,517 | 22.5% | 70 | 74 |
Long-term rental The property presents an attractive long-term rental opportunity given its gap of 20.5% from fair value, positioning it as a subvalued asset in a desirable area with good commuter access to Lisbon and Oeiras. With a gross yield of 3.2%, it can generate consistent cash flow while appreciating as the neighborhood develops further. Family rental Ideal for family rental, this 3-bed house benefits from suburban features and a decent neighborhood rating of 70/100, making it suitable for families seeking proximity to urban amenities without compromising on safety. The property’s large size and comfortable living space enhance its appeal for family tenants who prioritize both quality and location. Buy-and-hold As a buy-and-hold investment, the house is well-positioned for future appreciation given its current pricing below fair value, which bodes well for long-term equity growth. The combination of a solid neighborhood rating and proximity to Lisbon provides a stable underpinning for sustained value increases over time.
Economic Vulnerability The economic stability score of 70/100 suggests a moderate risk of market fluctuations impacting property value negatively.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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