This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 117 m² on the 7th floor, built in 1981. Located on rua Jaime Lopes Dias, Lumiar parish, Lisbon municipality, Lisbon district. This apartment features converted balconies into sunrooms that enhance usability while offering unobstructed views and abundant natural light throughout the living spaces.
The valuation. The asking price of €420,000 sits €38,140 (10.0%) above the fair value of €381,860. This property is fairly priced based on market analysis. Buy-to-flip angle. A buy-and-flip strategy could yield short-term gains through renovations, leveraging the apartment's above-average condition and modern fixtures to attract buyers looking for quality finishes. Buy-to-let angle. The estimated monthly rental income of €1,540 offers a gross yield of 4.4%, making it a viable option for long-term investment in the suburban Lisbon rental market.
Fair value modelled at €381,860 from 6 comparable sales in the area. Asking €420,000 sits €38,140 (10.0%) above — overpriced versus fair value.
Asking €420,000 versus the rua Jaime Lopes Dias area baseline of €421,097 (€3,599/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 73/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price below the wider parish average — a hyper-local discount distinct from the parish baseline.
Base gap of €421,097, adjusted for condition and micro-location, gives a modelled fair value of €381,860 (€3,264/m²), a €38,140 (10.0%) gap versus the €420,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Jaime Lopes Dias | Subject | €420,000 | €3,590 | — | 70 | 78 |
| Odivelas · ade6fe | Active | €420,000 | €2,710 | 24.5% | 68 | 75 |
| rua dos Soeiros | Active | €585,000 | €3,874 | 7.9% | 60 | 75 |
| rua Diu, 3 | Active | €320,000 | €2,133 | 40.6% | 60 | 78 |
| Lumiar · 23f4e6 | Active | €599,000 | €3,915 | 9.1% | 72 | 83 |
| Median comp | €502,500 | €3,292 | 8.3% | 64 | 77 |
Long-term rental The property offers a gross yield of 4.4%, which is reasonable for the Lumiar area, suggesting stable rental income potential. However, its fair value of €381,860 compared to the asking price of €420,000 indicates the property is fairly priced, making it less attractive for immediate returns. Family rental The 3-bedroom layout is suitable for families, and the neighborhood rating of 78/100 reflects a safe environment with decent amenities. While the property is fairly priced at €420,000, its proximity to Lisbon enhances its appeal for long-term family tenants, despite not being a bargain. Buy-and-hold Investing in this property as a buy-and-hold could yield stable returns, but at a current price of €420,000, it aligns closely with its fair value. Since the housing market in suburban Lisbon is expected to remain strong, this investment stands to provide gradual appreciation, although it isn't priced at a discount. Short-term rental Given that the property is fairly priced and not positioned in a prime location for short-term visitors, it may struggle to generate the revenue typically expected from this market segment. The lack of luxury amenities further limits its appeal for short-term rentals. Luxury market With its current valuation, the property does not meet the typical criteria for luxury housing, which requires high-end features and premium locations. As such, it should not be pursued within the luxury market segment despite its proximity to Lisbon. Student housing Although the property is suitable in size, the decent but not top-tier schools in the area may not attract enough student tenants. The fair pricing and the overall residential suitability also suggest that targeting this demographic would not provide optimal returns.
Tenant turnover risk The tenant stability score of 65/100 suggests a higher likelihood of tenant turnover, which can lead to increased vacancy rates and potential loss of rental income.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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