This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom house of 154 m², built in 1984, energy rating D. Located Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: The property boasts a large private garden and versatile outbuildings, providing opportunities for expansion or creative use on a spacious 882m² plot.
The valuation. The asking price of €520,000 sits significantly above fair value of €418,813, resulting in a premium of €101,187 (24.2%). This indicates the property is overpriced in the current market. Buy-to-flip angle. With renovation potential and some dated elements, a buy-to-flip strategy could target a resale after upgrades to capture increased market value. An estimated resale price could exceed €550,000 post-renovation, accommodating investor margins. Buy-to-let angle. The property boasts an estimated gross yield of 2.7% with monthly rental income of approximately €1,170. This rental strategy, catering to families, leverages location amid local amenities, appealing to tenants seeking longer-term residence.
Fair value modelled at €418,813 from 6 comparable sales in the area. Asking €520,000 sits €101,187 (24.2%) above — overpriced versus fair value.
Asking €520,000 versus the Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon area baseline of €370,712 (€2,407/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 64/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €370,712, adjusted for condition and micro-location, gives a modelled fair value of €418,813 (€2,720/m²), a €101,187 (24.2%) gap versus the €520,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria, São Pedro e Matacães · 62737d | Subject | €520,000 | €3,377 | — | 65 | 56 |
| Santa Maria, São Pedro e Matacães · ab71d0 | Active | €360,000 | €2,769 | 18.0% | 72 | 59 |
| Santa Maria, São Pedro e Matacães · 001b42 | Active | €230,000 | €2,556 | 24.3% | 68 | 58 |
| Santa Maria, São Pedro e Matacães · 82c86e | Active | €550,000 | €2,670 | 20.9% | 78 | 56 |
| jardim Santa Maria | Active | €356,500 | €3,565 | 5.6% | 70 | 49 |
| Median comp | €358,250 | €2,720 | 19.5% | 71 | 57 |
Long-term rental The property is overpriced at €520,000 compared to its fair value of €418,813, presenting a gap of 24.2%. With a gross yield of only 2.7%, the long-term rental strategy does not provide a compelling investment opportunity in this market. Family rental Although the property is suitable for family rentals, the high asking price of €520,000 significantly exceeds its fair value of €418,813, indicating it is overpriced by 24.2%. The area’s limited amenities and the dependency on car travel may deter families seeking convenient living conditions. Buy-and-hold The buy-and-hold strategy is not advisable for this property, given its asking price of €520,000 is above the fair value of €418,813, reflecting a 24.2% premium. Given the low yield of 2.7%, holding this property long-term would likely yield disappointing returns compared to other investment options.
Economic Vulnerability The low economic stability score of 50/100 indicates a potential risk of economic downturns affecting property values or rental income.
Contributions are public and shown with the author's name and role. Links posted by users are not endorsed by Private Markets.
Log in to continue
Please log in or create an account to access this page.
No posts yet for this property.
Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
Log in to buy the report or use a credit
