This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom house of 190 m², energy rating E. Located Santa Iria de Azóia, São João da Talha e Bobadela parish, Loures municipality, Lisbon district. The property features a spacious, habitable attic with high potential for customization, and an independent one-bedroom unit ideal for rental income or multi-generational living.
The valuation. The asking price of €495,000 is just €1,068 (0.2%) above the fair value of €493,932, indicating that the property is fairly priced in the current market. Buy-to-flip angle. The strategy would involve renovating dated finishes to enhance appeal, aiming for a profitable resale in a strong market. Buy-to-let angle. With an estimated rental income of €1,815/month, the gross yield stands at 4.4%, making it a viable long-term investment for rental income.
Fair value modelled at €493,932 from 4 comparable sales in the area. Asking €495,000 sits €1,068 (0.2%) above — overpriced versus fair value.
Asking €495,000 versus the Santa Iria de Azóia, São João da Talha e Bobadela, Loures, Lisbon area baseline of €523,664 (€2,756/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 62/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €523,664, adjusted for condition and micro-location, gives a modelled fair value of €493,932 (€2,600/m²), a €1,068 (0.2%) gap versus the €495,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Iria de Azóia, São João da Talha e Bobadela · a80270 | Subject | €495,000 | €2,605 | — | 62 | 75 |
| Santa Iria de Azóia, São João da Talha e Bobadela · 3d9896 | Active | €575,000 | €1,615 | 38.0% | 70 | 74 |
| Santa Iria de Azóia, São João da Talha e Bobadela · 001956 | Active | €250,000 | €2,688 | 3.2% | 70 | 74 |
| Santa Iria de Azóia, São João da Talha e Bobadela · 6227fd | Active | €565,000 | €2,511 | 3.6% | 70 | 66 |
| rua da Graça, 19 | Active | €368,000 | €3,345 | 28.4% | — | 74 |
| Median comp | €466,500 | €2,600 | 0.2% | 70 | 74 |
Long-term rental The property presents a gross yield of 4.4%, which is competitive for the Greater Lisbon area. However, with a fair value closely matching the listing price at only a 0.2% gap, the investment does not offer significant room for value appreciation in the long-term rental market. Family rental While the property may attract families due to its size and location, the fair valuation indicates it is priced just right, limiting potential returns. The neighbourhood quality is rated at 75/100, which suggests it is a stable choice, but without a noticeable value gap, it may not be the best opportunity for family-focused rental strategies. Buy-and-hold Holding this property for the long term could be a stable investment given the low valuation gap and reasonable yield. Nevertheless, the fair pricing relative to its value may constrain future capital growth and overall investment performance. Not ideal for short-term vacation rental The property does not align with the short-term vacation rental market, particularly given that it is priced at fair value with limited appreciation potential. Additionally, the current condition rating of 62/100 suggests it may require improvements to appeal to short-term visitors. Not ideal for student housing Given its fair value and the marginal yield, this property may not attract the necessary rental income to support a lucrative student housing strategy. Furthermore, the property’s family-oriented features and neighbourhood quality make it less appealing for the transient student population. Not ideal for luxury market As the listing price sits only marginally above the fair market value, the property does not meet the investment characteristics typically required for luxury market properties. With a condition rating of 62/100, it is less likely to attract high-end buyers or tenants.
Tenant turnover risk The tenant stability score of 75/100 indicates a moderate risk of tenant turnover, which could affect consistent rental income and property cash flow.
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