This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 155 m², built in 1996, energy rating C. Located on rua de Nossa Senhora de Fátima, 19, Ferrel parish, Peniche municipality, Leiria district. This property offers two independent living spaces, making it ideal for multigenerational families or potential rental income, complemented by a sizeable storage area above the garage.
The valuation. The asking price of €349,000 is positioned 4.8% above the fair value of €333,081, indicating that while the property is priced at a premium, it still reflects a reasonable market rate. Verdict: fair. Buy-to-flip angle. A buy-to-flip strategy would focus on cosmetic improvements and modernizing the interior, potentially increasing resale value beyond the asking price after a quick renovation. Buy-to-let angle. The estimated rental income of €1,309 per month suggests a gross yield of 4.5%, positioning the property as an attractive option for long-term family rentals in a safer, rural setting.
Fair value modelled at €333,081 from 6 comparable sales in the area. Asking €349,000 sits €15,919 (4.8%) above — overpriced versus fair value.
Asking €349,000 versus the rua de Nossa Senhora de Fátima, 19 area baseline of €439,678 (€2,837/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 55/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price below the wider parish average — a hyper-local discount distinct from the parish baseline.
Base gap of €439,678, adjusted for condition and micro-location, gives a modelled fair value of €333,081 (€2,149/m²), a €15,919 (4.8%) gap versus the €349,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua de Nossa Senhora de Fátima, 19 | Subject | €349,000 | €2,252 | — | 51 | 51 |
| Atouguia da Baleia · 162550 | Active | €260,000 | €2,131 | 5.4% | 72 | 56 |
| Atouguia da Baleia · 7881a3 | Active | €380,000 | €2,249 | 0.1% | 75 | 59 |
| Ferrel · 2d83fd | Active | €395,000 | €2,283 | 1.4% | 65 | 53 |
| rua de Nossa Senhora de Fátima, 21 | Active | €225,000 | €1,082 | 52.0% | 32 | 57 |
| Median comp | €320,000 | €2,190 | 2.7% | 69 | 57 |
Buy-and-hold This property in Ferrel, Peniche, presents a fair investment opportunity with listed pricing closely aligned to its fair value, creating minimal risk for long-term appreciation. Although the yield stands at a respectable 4.5%, the condition and neighbourhood ratings suggest a more cautious approach to growth in equity over time. Long-term rental With a decent gross yield of 4.5%, this 3-bed house offers a stable rental income potential with fair market pricing. However, the ratings for both condition and neighbourhood indicate potential challenges in attracting high-quality tenants. Family rental Targeting families might provide consistent rental demand due to the safe, rural environment of Peniche, where crime rates are low. While the property is priced fairly, the modest condition and neighbourhood ratings suggest that it may not command premium rental prices. Not ideal for: Luxury market, Student housing, Short-term vacation rental.
Economic Vulnerability The economic stability score of 55/100 indicates a moderate risk of economic downturns affecting property value and demand in the area, while the tenant stability score of 50/100 suggests potential challenges in tenant retention and occupancy rates, which could impact cash flow.
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