This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
5-bedroom, 5-bathroom house of 521 m², energy rating B. Located Santa Maria Maior parish, Lisbon municipality, Lisbon district. Noteworthy Features: The property boasts a remarkable 109.57 m² private terrace, providing an exceptional outdoor space for entertainment and leisure, alongside rare dual access points enhancing convenience.
The valuation. The asking price of €4,100,000 exceeds the fair value of €3,870,000 by €230,000 (5.9%), indicating the property is valued fairly, aligning well with its exceptional features and location. Buy-to-flip angle. For a buy-to-flip strategy, the resale market in Santa Maria Maior could provide potential for significant returns, but the slight premium over fair value suggests limited immediate profit from flipping. Buy-to-let angle. The estimated monthly rental income of €8,542 offers a gross yield of 2.5%, positioning the property as a strong long-term rental investment within Lisbon’s high-demand luxury market.
Fair value modelled at €3,870,000 from 5 comparable sales in the area. Asking €4,100,000 sits €230,000 (5.9%) above — overpriced versus fair value.
Asking €4,100,000 versus the Santa Maria Maior, Lisbon, Lisbon area baseline of €3,656,240 (€7,018/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 84/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €3,656,240, adjusted for condition and micro-location, gives a modelled fair value of €3,870,000 (€7,428/m²), a €230,000 (5.9%) gap versus the €4,100,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria Maior · 2cddc8 | Subject | €4,100,000 | €7,869 | — | 90 | 84 |
| Santa Maria Maior · 99f141 | Active | €3,870,000 | €7,428 | 5.6% | 80 | 83 |
| Estrela · 6d5482 | Active | €5,500,000 | €13,126 | 66.8% | 82 | 79 |
| rua Luís António Correia, 8 | Active | €1,516,000 | €3,938 | 50.0% | 80 | 84 |
| avenida da Liberdade Fully | Active | €1,399,000 | €6,960 | 11.6% | 78 | 91 |
| Median comp | €2,693,000 | €7,194 | 8.6% | 80 | 84 |
Long-term rental The property serves as a reliable long-term rental investment given its central location in Lisbon with strong demand for quality housing. With a fair value of €3,870,000 and a gross yield of 2.5%, it is positioned well for consistent rental income albeit with modest returns. Luxury market Situated in a desirable area with an 84/100 neighborhood rating, this property has significant appeal in the luxury market segment. The high investment interest in central Lisbon reinforces its potential to attract affluent buyers, although the listing price reflects a fair valuation rather than a compelling opportunity. Buy-and-hold This property is well-suited for a buy-and-hold strategy, given its strong location and decent condition rating of 84/100. The current pricing at €4,100,000 is aligned with its fair value and suggests stability in long-term asset appreciation without any particularly strong advantage for immediate resale. Not ideal for short-term rental The property is not well-fitted for the short-term rental market due to its valuation and the current yield of only 2.5%, which is below attractive levels for quick turnover strategies. Moreover, the emphasis on long-term stability in the neighborhood points to a preference for permanent residents rather than transient guests. Not ideal for student housing With a high listing price and limited yield, the property does not cater effectively to the student housing market, which typically thrives on more affordable options. The fair valuation indicates that the property may lack sufficient return potential for this demographic's needs. Not ideal for value-add renovation The current condition score of 84/100 suggests that significant capital improvements may not yield proportional returns, especially with the property priced at €4,100,000, which reflects a fair market value. Entering a renovation strategy may not provide the upside potential that an investor would ordinarily seek in a value-add approach.
Tenant turnover risk There is a risk of increased turnover due to the tenant stability score of 75/100, which indicates potential challenges in maintaining long-term tenants and may result in higher vacancy rates.
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