This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom apartment of 115 m², built in 1951, energy rating C. Located on rua Nova do Loureiro, 36, Misericórdia parish, Lisbon municipality, Lisbon district. Noteworthy Features: The property boasts approximately 50 m² of private patio space, enhancing outdoor living with ample room for relaxation and entertaining in a serene environment. Location Benefit: Nestled in a quieter area of Bairro Alto, it offers access to the vibrant historic center while maintaining tranquility.**
The valuation. The asking price of €925,000 is significantly above the fair value of €518,370, representing an overvaluation of €406,630 (44.0%). This property is overpriced given market conditions and comparable sales.
Fair value modelled at €518,370 from the area baseline, adjusted for condition and location. Asking €925,000 sits €406,630 (44.0%) above — overpriced versus fair value.
Asking €925,000 versus the rua Nova do Loureiro, 36 area baseline of €452,870 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 76 · Materials 83 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 81/100 (Housing Market 90 · Amenities 90 · Economic 90 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
rua Nova do Loureiro, 36
Area baseline €452,870 + condition +€9,344 + location +€56,156 = modelled fair value of €518,370 (€4,508/m²), a €406,630 (44.0%) gap versus the €925,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Nova do Loureiro, 36 | Subject | €925,000 | €8,043 | — | 76 | 81 |
| rua Nova do Loureiro, 36 | Active | €925,000 | €8,043 | 0% | 75 | 85 |
| Penha de França · 9372da | Active | €549,000 | €7,732 | 3.9% | 76 | 84 |
| jardim de Arroi | Active | €599,000 | €5,076 | 36.9% | 72 | 78 |
| rua do Carmo Inserido | Active | €499,999 | €7,576 | 5.8% | 75 | 85 |
| Median comp | €574,000 | €7,654 | 4.8% | 75 | 85 |
Long-term rental The property is providing a gross yield of 2.7%, which is below the market average for similar units in the area. Given that the listing price of €925,000 surpasses its fair value by 44.0%, it would be difficult to achieve desirable long-term rental returns. Short-term vacation rental Despite central Lisbon's strong demand for short-term rentals, the high listing price makes this property less attractive compared to alternatives. Investing at €925,000, which is 44.0% above its fair value, limits the potential for profitability in this segment. Buy-and-hold The market conditions in Lisbon are appealing for a buy-and-hold strategy; however, the property's price of €925,000 would require above-average appreciation to justify the investment. With a fair value estimate significantly lower at €518,370, this property does not align with typical buy-and-hold investment principles. Not ideal for: The property does not meet the requirements for student housing and the luxury market due to its pricing and valuation gap.
Tenant turnover risk: With a tenant stability score of 75/100, there is a potential risk of increased tenant turnover, which may impact cash flow and increased vacancy periods.
