This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 900 m², built in 2003, energy rating E. Located Gâmbia-Pontes-Alto da Guerra parish, Setúbal municipality, Setúbal district. Noteworthy Features: This property features expansive outdoor areas with a private pool and substantial gardens, ideal for leisure activities and family gatherings, enhancing its social appeal.
The valuation. The asking price of €575,000 is significantly below the fair value of €1,469,889, indicating the property is subvalued by €894,889 (155.6%). This disparity suggests a remarkable investment opportunity.
Fair value modelled at €1,469,889 from the area baseline, adjusted for condition and location. Asking €575,000 sits €894,889 (155.6%) below — the upside to fair value.
Asking €575,000 versus the Gâmbia-Pontes-Alto da Guerra, Setúbal, Setúbal area baseline of €1,429,200 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 75 · Materials 80 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 49/100 (Housing Market 40 · Amenities 45 · Economic 35 · Tenant Quality 55). Softer demand indicators apply a discount to baseline.
Gâmbia-Pontes-Alto da Guerra, Setúbal, Setúbal
Area baseline €1,429,200 + condition +€46,406 + location -€5,717 = modelled fair value of €1,469,889 (€1,633/m²), a €894,889 (155.6%) gap versus the €575,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Gâmbia-Pontes-Alto da Guerra · 90d747 | Subject | €575,000 | €639 | — | 75 | 49 |
| travessa 8 de Março | Active | €575,000 | €1,676 | 162.4% | 75 | 47 |
| Gâmbia-Pontes-Alto da Guerra · 0dce9d | Active | €595,000 | €1,740 | 172.3% | 72 | 55 |
| beco do Girassol | Active | €575,000 | €1,681 | 163.2% | 68 | 47 |
| Setúbal (São Sebastião) · 4a7fab | Active | €675,000 | €2,473 | 287.0% | 75 | 52 |
| Median comp | €585,000 | €1,711 | 167.7% | 74 | 50 |
Long-term rental The property presents a strong long-term rental opportunity, with a substantial gap of 155.6% compared to its fair value, indicating significant potential for appreciation. Despite the current yield of 0%, the condition rating of 78/100 supports longer-term investment viability in Setúbal's market. Family rental With a fair value considerably higher than the listing price, this property is ideal for family rental, appealing to tenants seeking a spacious 4-bedroom house in a more affordable market. The property's decent condition rating and larger area can attract families looking for stability in Setúbal. Buy-and-hold The buy-and-hold strategy is particularly advantageous given the substantial 155.6% disparity from fair value, suggesting that holding the property could yield significant capital gains. The area, despite its current limitations, offers potential for growth as agricultural focus may attract new employment opportunities in the future.
High Occupancy Risk With an economic stability score of 35/100 and tenant stability at 55/100, there's significantly increased risk of high vacancy rates and potential income loss due to economic instability.
