This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 278 m², built in 2024, energy rating A+. Located on rua Gama Braga, 3, Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) parish, Setúbal municipality, Setúbal district. This remarkable property features intricately designed worked ceilings and original stained glass, reflecting historical charm while providing contemporary comforts in Setúbal's prestigious Salgado Neighborhood.
The valuation. The asking price of €1,280,000 is significantly higher than the fair value of €765,224, reflecting an overpricing of €514,776, or 40.2%. This disparity suggests the property is not a good investment opportunity.
Fair value modelled at €765,224 from the area baseline, adjusted for condition and location. Asking €1,280,000 sits €514,776 (40.2%) above — overpriced versus fair value.
Asking €1,280,000 versus the rua Gama Braga, 3 area baseline of €735,588 (€2,646/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 83/100 (Condition 75 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 49/100 (Housing Market 40 · Amenities 50 · Economic 40 · Tenant Quality 60). Softer demand indicators apply a discount to baseline.
rua Gama Braga, 3
Area baseline €735,588 + condition +€32,578 + location -€2,942 = modelled fair value of €765,224 (€2,753/m²), a €514,776 (40.2%) gap versus the €1,280,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Gama Braga, 3 | Subject | €1,280,000 | €4,604 | — | 75 | 49 |
| rua Hermínio Cunha, 1 | Active | €595,000 | €4,760 | 3.4% | 80 | 46 |
| Setúbal (São Sebastião) · 25f65b | Active | €495,000 | €3,322 | 27.8% | 80 | 48 |
| rua José Guilherme dos Santos, 2 | Active | €440,000 | €3,636 | 21.0% | 74 | 51 |
| avenida Bento Gonçalves | Active | €490,000 | €4,298 | 6.6% | 85 | 49 |
| Median comp | €492,500 | €3,967 | 13.8% | 80 | 49 |
Long-term rental The property presents an unsustainable investment opportunity for long-term rental, given its steep valuation of €1,280,000 which is 40.2% above the fair value of €765,224. With a gross yield of 0%, this asset does not provide any positive cash flow, further indicating its overpriced nature. Buy-and-hold Investing in this property as a buy-and-hold strategy is unfavorable, as its current listing price significantly exceeds the fair value, making it difficult to appreciate in value over time. The limited nearby employment and amenities, compounded with a neighborhood quality rating of 49/100, signals that the property is overpriced and may not yield satisfactory returns in the future.
Economic Vulnerability The economic stability score of 40/100 indicates a significant risk related to fluctuating market conditions that may impact rental income and property value.
