This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom apartment of 160 m² on the 9th floor, built in 1977, energy rating D. Located on rua Júlio Dinis, 3, Moscavide e Portela parish, Loures municipality, Lisbon district. Noteworthy Features: This apartment boasts spectacular river views and excellent sun exposure, enhancing its appeal as an ideal family residence in a sought-after area of Loures.
The valuation. The asking price of €560,000 is significantly above the fair value of €292,813, indicating an overpricing of €267,187 (47.7%). This property fails to represent a viable investment opportunity based on its current price point.
Fair value modelled at €292,813 from the area baseline, adjusted for condition and location. Asking €560,000 sits €267,187 (47.7%) above — overpriced versus fair value.
Asking €560,000 versus the rua Júlio Dinis, 3 area baseline of €343,360 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 38/100 (Condition 40 · Materials 35 · Room dimensions 44). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 80/100 (Housing Market 80 · Amenities 75 · Economic 85 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
rua Júlio Dinis, 3
Area baseline €343,360 + condition -€91,750 + location +€41,203 = modelled fair value of €292,813 (€1,830/m²), a €267,187 (47.7%) gap versus the €560,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Júlio Dinis, 3 | Subject | €560,000 | €3,500 | — | 40 | 80 |
| praça Cidade do Luso | Active | €550,000 | €3,481 | 0.5% | 54 | 75 |
| avenida Cidade de Luanda, 482 | Active | €420,000 | €3,590 | 2.6% | 54 | 78 |
| Marvila · cfe199 | Active | €255,000 | €3,806 | 8.7% | 45 | 78 |
| rua Paulo Dias de Novais | Active | €480,000 | €5,581 | 59.5% | 53 | 78 |
| Median comp | €450,000 | €3,698 | 5.7% | 54 | 78 |
Long-term rental The property in Moscavide e Portela, currently listed at €560,000, is overpriced by 47.7% compared to its fair value of €292,813. A gross yield of only 3.5% further suggests this investment lacks the necessary return given the elevated price. Family rental Despite its proximity to Lisbon, the €560,000 listing is unaffordable relative to the fair value of €292,813, making it a poor candidate for family rentals. The low condition score of 38/100 indicates that additional investments may be required to attract stable family tenants, further complicating this strategy. Buy-and-hold Investing in this property at €560,000, significantly above its fair value of €292,813, poses a risk for long-term appreciation. With a gross yield of 3.5% and the current condition score of only 38/100, potential buy-and-hold investors may find better opportunities elsewhere.
Economic downturn risk A slight decline in the economic stability score to below 80 could adversely affect tenant retention, making it challenging to maintain occupancy rates over the long term.