This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 64 m² on the 3rd floor, energy rating E. Located Baixa da Banheira e Vale da Amoreira parish, Moita municipality, Setúbal district. Noteworthy Features: This apartment includes a pantry, enhancing storage options beyond the built-in wardrobes, while the living area benefits from ample natural light, creating a welcoming atmosphere.
The valuation. The asking price of €215,000 is significantly above fair value, which is calculated at €99,327. This results in an overpricing of €115,673, or 53.8% above fair market conditions.
Fair value modelled at €99,327 from the area baseline, adjusted for condition and location. Asking €215,000 sits €115,673 (53.8%) above — overpriced versus fair value.
Asking €215,000 versus the Baixa da Banheira e Vale da Amoreira, Moita, Setúbal area baseline of €110,080 (€1,720/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 55/100 (Condition 58 · Materials 53 · Room dimensions 58). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 71/100 (Housing Market 75 · Amenities 70 · Economic 70 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Baixa da Banheira e Vale da Amoreira, Moita, Setúbal
Area baseline €110,080 + condition -€20,000 + location +€9,247 = modelled fair value of €99,327 (€1,552/m²), a €115,673 (53.8%) gap versus the €215,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Baixa da Banheira e Vale da Amoreira · 023a1a | Subject | €215,000 | €3,359 | — | 58 | 71 |
| rua Cidade da Praia, 12 | Active | €235,000 | €3,730 | 11.0% | 55 | 76 |
| Barreiro e Lavradio · 90d9dd | Active | €219,000 | €3,318 | 1.2% | 60 | 75 |
| rua Adelina Abranches, 38 | Active | €229,000 | €3,578 | 6.5% | 61 | 67 |
| rua Dom João de Castro | Active | €245,000 | €4,083 | 21.6% | 56 | 75 |
| Median comp | €232,000 | €3,654 | 8.8% | 58 | 75 |
Long-term rental The property is overpriced, with a market value significantly lower than the listing price, presenting a clear risk for long-term investment. The gross yield of 4% is relatively low, making it a less attractive option for steady rental income even in a suburban Lisbon setting. Family rental This apartment, priced at €215,000, is not aligned with fair market value, meaning that families may be dissuaded from renting in favor of more reasonably priced alternatives. While the neighborhood scores a 71/100 for amenities, the high cost diminishes its appeal for family-focused rentals. Buy-and-hold Investing in this property as a buy-and-hold strategy is discouraged due to its current overpricing against fair value, which limits potential appreciation. The property’s condition rating of 55/100 also suggests that substantial investment may be required to enhance its value over time, making it a risky hold in the current market conditions.
Moderate economic and tenant stability risk The property faces a moderate risk due to equal economic and tenant stability scores of 70/100, indicating potential fluctuations in rental income and occupancy rates.
