This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 4-bathroom house of 175 m², built in 1998, energy rating C. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: The property offers a captivating sea view from the master suite's balcony and a modern kitchen equipped with an induction cooker and integrated coffee machine.
The valuation. The asking price of €1,395,000 is significantly above the fair value of €673,578, creating a disparity of €721,422 (51.7%). The property is deemed overpriced, making it a less attractive investment option.
Fair value modelled at €673,578 from the area baseline, adjusted for condition and location. Asking €1,395,000 sits €721,422 (51.7%) above — overpriced versus fair value.
Asking €1,395,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €629,475 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 81/100 (Condition 78 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 61/100 (Housing Market 70 · Amenities 55 · Economic 60 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €629,475 + condition +€16,406 + location +€27,697 = modelled fair value of €673,578 (€3,849/m²), a €721,422 (51.7%) gap versus the €1,395,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 25f849 | Subject | €1,395,000 | €7,971 | — | 78 | 61 |
| Loulé (São Clemente) · 032472 | Active | €2,700,000 | €5,510 | 30.9% | 78 | 63 |
| Almancil · 4b9601 | Active | €985,000 | €5,898 | 26.0% | 82 | 65 |
| Loulé (São Clemente) · ba3fc6 | Active | €1,950,000 | €5,462 | 31.5% | 75 | 73 |
| Almancil · cfe046 | Active | €3,550,000 | €5,137 | 35.6% | 85 | 65 |
| Median comp | €2,325,000 | €5,486 | 31.2% | 80 | 65 |
Short-term vacation rental The property is overpriced at €1,395,000, significantly exceeding its fair value of €673,578 by 51.7%. With a gross yield of only 3.3%, the expected return on investment for short-term rentals is insufficient to justify the high purchase price. Buy-and-hold At a fair value of €673,578, the current listing price of €1,395,000 indicates an unhealthy investment gap of 51.7%. The 3.3% gross yield and the moderate neighborhood score of 61/100 suggest this property lacks the potential for long-term growth relative to its cost. Family rental The price point of €1,395,000 remains excessive compared to the fair value of €673,578, reflecting a significant divergence of 51.7%. Consequently, the low 3.3% yield may make it difficult to attract stable family tenants willing to pay a premium aligned with the marketed price.
Economic and Tenant Stability Risk: With both economic and tenant stability scores at 60/100, there is a significant risk of fluctuations in tenant retention and rental income, which could impact overall investment returns.
